Property Q&A in Roswell>Question Details

cynthiat_u, Other/Just Looking in Roswell, GA

What is the process to own this home?

Asked by cynthiat_u, Roswell, GA Tue Dec 18, 2012

I could give a 28% down-payment. But I would like to know what others requirements I would need in order to own this home. Also, I would like to see pictures. Thank you

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Hi Cynthia,

Some property listings on Trulia and other sites do not have the address. They come from Realty Track website which collects information from tax records about foreclosure auction alerts for these properties.

It means that the house is not actually listed for sale. If homeowner stops the foreclosure, or if it is purchased from the courthouse steps, the house will be gone for good.

If you are interested in purchasing a house from the court steps, regardless of all the issues this type of purchase involves, you may want to create an account with Realty Track (not free) to get all the specifics about such type of properties.

Now the good news: there are 2 properties for sale in this complex, listed for $45K & $79K.

I will be happy to share more details about these listings. Please feel free to call or email at your convenience.


Veronika Barash, Realtor®,
678.230.4235 c
678.287.4800 o
404.410.6983 f
0 votes Thank Flag Link Wed Dec 19, 2012

There are many qualified REALTORS that can assist you locate and purchase a home as others have stated. As to the specific home it may or may not be available. There have been quite a number of homes in this development are on the market and there are regularly homes coming on the market in this community.

One of the problems you will face is that it is difficult to get a loan under $50,000. Your first step is to locate a qualified lender and determine how much of a loan you can qualify for, determine the payment is one you are comfortable and then find an REALTOR to assist you in the process.

You may not know that the REALTOR who represents you, and works to get you the best deal is paid by the SELLER. Having a REALTOR represent you does not cost you anything and a skilled professional and negotiator will save you time and money while protecting your financial interests.

Give me a call or e-mail if you have additional questions.

Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
RE/MAX Hall of Fame – REALTOR Phoenix Award
Certified Residential Specialist
Certified Real Estate Broker
Accredited Buyers Agent
MS Real Estate and Urban Affairs
Certified Distressed Property Expert
Certified Investor Agent Specialist
Certified Internet Professional
203K Certified Specialist
2050 Roswell Road
Marietta GA 30062
404-978-2281 Direct
404-386-3682 Assistant Robin
678-760-6266 Buyer’s Agent Adam
770-973-9700 Office
0 votes Thank Flag Link Tue Dec 18, 2012
The first requirement is to ensure this is actually for sale - you would be best served by contacting an agent to work for you.

Web Reference:
0 votes Thank Flag Link Tue Dec 18, 2012
Michael is correct below...many of the public facing websites on real estate show properties that are not necessarily listed. Your best bet is to talk with a Realtor and have them help you out. I would be happy to help you find active listings in the areas you want to move to. Feel free to give me a call so we can discuss your situation. Good luck with your search!

Rick Musto, Realtor®, ABR®, SRES®
Managing Broker
Buckhead Home Realty
Serving the Atlanta Metro Area
Cell: 770-480-7699
Work: 404-419-1004
Fax: 770-783-3119
0 votes Thank Flag Link Tue Dec 18, 2012
Hey Cynthia,

Have you seen this property?

I'd be glad to help and can be reached at 770-403-2426.

0 votes Thank Flag Link Tue Dec 18, 2012
Hi Cynthia,

The Bare Minimal in today's Lending Market as fas a DownPayment goes is a mere 5%. The optimal position to be is to do 20%down so... either way you're in a good place with the DownPayment when purchasing a New Home. Please note though that Credit Scores and Employment alsoplay an intergal role as well.

In attempt to not confuse you, give me a call at your convenience and we can go over all of this in detail so that you're fully aware of the entire process here.

Kindest Regards,

David Karamitros
The Karamitros Group
Regional Top Producer 2008-2011
Sales Manager

3328 Peachtree Rd. NE
Suite 200
Atlanta, GA 30326
770.237.1791 Office
404.513.4110 Cell
678.639.8987 EFax
0 votes Thank Flag Link Tue Dec 18, 2012
It's a RealtyTrac listing, cynthiat_u, which may or may not mean the property is actually listed for sale. Please consider hiring an Agent or Broker to help you find what you need that can actually get to a closing. Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond
0 votes Thank Flag Link Tue Dec 18, 2012
Getting Pre-Qualifed for a mortgage should be your very first step in the home buying process.

As one of the largest direct lenders in the country, Prospect Mortgage offers one of the largest selections of loan programs available. In addition to the standard conventional, FHA, VA, USDA, and Jumbo, we also offer a wide range on Renovation loan programs. Our Renovation programs include FHA 203K (Streamline & Consultant), HomePath Renovation, and HomeStyle Renovation. In addition, we also have an FHA 580-639 FICO program for borrower with previous credit issues.

Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia with over a decade of lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
0 votes Thank Flag Link Tue Dec 18, 2012
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