The answers you have received are correct as far as they go. Your home does not appear to be in a FEMA designated flood zone. You can check the maps for your self at: http://gis.sara-tx.org/mapviewer/default.aspx?Theme=Bexar_Fl
Any flooding you have epxerienced may stem from improper lot drainage, poorly installed gutters or drains, of new construction in adjoining lots whihc forces water your way. A qualified landscaper should be able to help you to correct those problems.
If you need the names of reliable foundation repair companies, please feel free to contact us.
Doc Stephens, REALTORÂ®
The report is used for many things, such as "scoring" you and your home for insurance rates. It's used for more than just home insurance though, it's used for auto and personal as well. And most of the public really has no idea about it.
I did find a great website that goes into detail the information a CLUE report has in it as well as how that information relates to your privacy rights, etc. It can be fouond at http://www.privacyrights.org/fs/fs26-CLUE.htm
Good luck and I hope this helps!
Unless you are in a flood area, it is very unlikely you have flood insurance.
Very few homes likely have "flood" insurance....unless you are in the flood plain.