Tom Inglesby, Broker
RE/MAX Equity Group inc
HOA fees can be dicey and sometimes feel "unfair" to certain parties. For example, I used to live in an subdivision with a boat dock area. Not every home owner, though, owned a boat, but every home owner had to contribute to the boat dock's upkeep and maintenance? Why? Well, first off each and every home owner had a RIGHT to use the boat dock, some just chose not to. Also, the boat dock represented a liability. If it became in disrepair and somebody got hurt, then the entire HOA could be liable.
Many HOAs have pools or parking slips included, but not every member of the HOA swims or has a car. The main thing is that this should've been caught before it became a problem.
Having said that, the BEST thing you can do is participate in your HOA meetings and talk to the officers. Maybe there's an equitable solution. Do NOT simply stop paying your fees as you are contractually obligated to pay. Unpaid HOA fees can become a lien on your property and will have to be paid before your property can be sold.
Again, talk to the HOA officers and see if something can be worked out.