Figuring, Both Buyer and Seller in Excelsior, San Franc...

Refinancing first mortgage

Asked by Figuring, Excelsior, San Francisco, CA Mon Jun 11, 2012

I have two mortgages on my house. Both were purchase money. My house is appraised for 550k. My first Mortgage is 425k and second mortgage is 275k. I want to refinance my first mortgage to something lower than my current rate. Is it possible to just refinance my first mortgage to lower rate. My rate for first is 6.5 fixed. And second is adjustable. It is currently set for 3.5 percent.First mortgage is with Wells Fargo and second one is from SunTrust

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