@Richard. How can you assume the poster is better off buying? Low rates and a decent credit score aren't the entire picture. Ability to care for the property (including unexpected, possibly expensive repairs), how long you intend to stay in one place, having enough income for the home in the area you want to be in longer term, and up front costs should all factor into the decision.
Call Chad Kusnar of Credit Repair (216) 591-1000. Chad knows everything to fix your problem.
In fact when he is finished with you, you will be looking for a home to buy, not rent.
With todays rates you are better off buying vs renting.