You would need to be pre-approved to be able to look at and submit offers on homes of your choice when one comes available to your interest again. Do you have all cash or do you need a loan? Do you have down payment and closing costs and know your fico scores? You may consider half percent down payment programs from a minimum 580 fico score which can contribute towards your closing costs as well. You can also utilize premium financing to cover a portion of your closing costs as well. You can buy with minimum out of pocket expenses.
I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify for programs, rates and terms as necessary. It only takes a few dozen questions to qualify. You may gather these documents for processing a loan approval. http://tinyurl.com/aepwnh4
I can issue a pre-approval or DU Approval letter within an hour of receiving these documents to get you out shopping for the home of your choice. Here are some links to study and consider.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
9am till 9pm 7 days