There are entirely too many variables to provide you with a good answer. Are you putting down 20%? What is your credit like? Your credit score will determine your interest rate. Are you going FHA? Conventional? It just isn't a question that we can answer in this forum. The best thing to do is to apply with a mortgage lender to see what program best fits your needs and lifestyle.
If you need assistance with finding a great lender, I am more than happy to assist you with providing that information. Once you are pre-approved for a loan, then I'd be happy to assist you with finding the perfect home for you and your family.
Fred Yancy, Broker