Susan, Home Buyer in Sylmar, CA

Can anyone help? Have a job, low Fico, 80K to put down. Want a single family home in Granada Hills or close, under 300K. Need help ASAP.

Asked by Susan, Sylmar, CA Wed Oct 3, 2012

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This question is about this property: http://www.trulia.com/property/3096171599-16116-Los-Alimos-S…

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4
Hi Susan,

are you concern about the price of the home or how much your monthly payment will be? give me a call so I can help you.

Jhon Cordova Realtor®, Acredited REO Agent™, Buyer's Specialist.
CA DRE Lic #: 01817265
Tel: (818) 968-1691| Fax: (818) 923-5201
Search for Homes at http://www.jhoncordova.com
Web Reference: http://jhoncordova.com
0 votes Thank Flag Link Thu Oct 4, 2012
Hello Susan,

I think the main obstacle will be finding a home in Granada Hills or close, for under 3. Right now homes in that area if they are priced under 3 and are decent, they are selling with multiple offers over asking. The best thing to do is talk to a lender, any agent that has been in the business knows which lenders are good for this scenario and have your pre approval letter ready. This way when a home in your area comes on the market and has what you are looking for. You will be able to move quickly and have the necessary paperwork ready.

Any questions, let me know...call, email or text.

James
818-402-9015
0 votes Thank Flag Link Thu Oct 4, 2012
Call me at 310.625.9005 or email at lenasrealtor@yahoo.com.
Lena Samigoullina
0 votes Thank Flag Link Thu Oct 4, 2012
There are different ways to solve this.

One of the ways is to use portion of your $80k to improve your credit score and then go with FHA or conventional mortgage with lower downpayment.

Hope this info will help you! 


Please contact me anytime! 


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Thank you for your time. 


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0 votes Thank Flag Link Thu Oct 4, 2012
Thank you so much for your answer, I guess my situation is a bit unique. I have no outstanding debt that hasn't fallen off in years or been paid. Problem is not having had the good sense to consciously BUILD my a credit history...suffering myself paying cash for my purchases thinking I was doing the right thing.
Flag Thu Oct 4, 2012
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