Lupe Lazo, Renter in Northwest Crossing,...

Are the homes that are listed here as USD truly USD homes, are USD homes the same as HUD homes?

Asked by Lupe Lazo, Northwest Crossing, San Antonio, TX Thu Oct 11, 2012

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I'm thinking you are referring to a home in a USDA targeted area.. This does not mean the home is foreclosure, although, some foreclosures do fall in the USDA area.

USDA is a type of loan. It is zero down, and works much like and FHA loan does. You can buy any home that qualifies based on it's condition.. Very hard to buy a "fixer upper" type of home using a USDA loan.. but if the home has minor repairs or is move in ready... it's easy as pie.. That includes foreclosures, Distress Sales, Bank REOs, New Built homes and Builder Inventory Homes, Estate Sales, and regular resale homes.

A HUD home is a foreclosure. Usually associated with a previously financed home using an FHA loan. These homes are sold AS IS, although some of them will have a repair escrow if they are eligible for FHA financing. Some homes have a $100 move in related to them. They can be a good deal..

To answer the other part of your question: 9710 Bronson Crk - This home is NOT in a USDA area.

I can pull you a list of all the homes available in the USDA Target areas to make your life a lot easier.. I just need your criteria...

Shoot me an e-mail, text, or give me a call...

Jason C Campbell
Option One Real Estate
0 votes Thank Flag Link Wed Oct 31, 2012
Sorry I missed the other part of your question. HUD homse are homes owned by the Department of Housing and Urban Development, they are not the same thing as USDA homes, althougth some may fall into both catagories.
0 votes Thank Flag Link Mon Oct 29, 2012
Are you possibly asking about USDA? If so that is a loan program and can refer to many types of homes that are considered to be in Rural areas.
0 votes Thank Flag Link Thu Oct 11, 2012

This happens to be my listing,
Call me anytime.

Susan Casas
0 votes Thank Flag Link Thu Oct 11, 2012

This particular home is an owner selling their home. If you are interested in foreclosures, I can provide you a list. The "USD" is just stating the price is in US dollars.

If I can be of assistance, please do not hesitate to contact me.

Frances Lopez
0 votes Thank Flag Link Thu Oct 11, 2012
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