Home Buying in Porterville : Advice

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Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Is it normal for the assessed value and appraised value to have a $50,000 difference?
That's a big difference...Discuss this with your agent...and review the appraisal, if possible.
0 votes Share Flag Tue May 5, 2015 Home Buying in 93257
ldargie2014, Other/Just Looking in Porterville, CA
ldargie2014 asked:
what do you have for 25.000
0 votes Share Flag Wed Jul 30, 2014 Home Buying in Porterville
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Do we qaulify for a loan if my husband credit score 666 1auto loan 8,725 balance at his job 13 years, me credit score 670 no open account or loans at?
Hi Sueann

you may apply FHA mortgage and if you have any other question you can reach out to me .

Omar Khamisa
Loan Manager
Omar@MSJMortgage.com
NMLS#: 369325
Cell: 510- ... more
0 votes Share Flag Fri May 23, 2014 Home Buying in Porterville
Jen, Real Estate Pro in Bakersfield, CA
Jen answered:
How do I knw if we qualify for a house loan? My husband wins about 30,000$ a year his income only...
If you are first time home buyers then the first step in the home buying process is to go shopping for a home loan you. Once you find a Lender ,you would fill out an application and sub ... more
0 votes Share Flag Mon May 5, 2014 Home Buying in 93257
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
How can I get an idea of the interest rate I qualify for for a home loan? My credit is good, although I foreclosed two years ago.
Contact a couple lenders or mortgage brokers and they can figure that out for you. They will need to run your credit and you will need to figure out what kind of loan you want to use, ... more
0 votes Share Flag Sun May 4, 2014 Home Buying in 93257
Alex Greer, Real Estate Pro in California
Alex Greer answered:
i need more info in this house S Chess Terrace St
Are you looking to purchase it. I would be more than happy to email you all of the info. Just send me an email if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056 ... more
0 votes Share Flag Fri Apr 4, 2014 Home Buying in Porterville
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
is it legal for agents to blackball or not to sell to an individual?
Sounds like there's much more to this scenario...do you care to share more?

Agents are in real estate to list and sell homes....to take a position of not being willing to do so is di ... more
0 votes Share Flag Mon Jun 17, 2013 Home Buying in Porterville
Lynette Vance, Real Estate Pro in Posey, CA
Lynette Vance answered:
Do I even qualify?!?
I recommend that all buyers contact a professional lending institution to fully understand where they are at in qualifying for procuring their new property. There are wonderful program ... more
0 votes Share Flag Tue Apr 23, 2013 Home Buying in Porterville
Curly Sue, Real Estate Pro in Texas
Curly Sue answered:
How do I knw if I qualify for a house loan?
Call a lender & ask........................................................................
0 votes Share Flag Fri Apr 19, 2013 Home Buying in Porterville
Larry Harper , Real Estate Pro in Visalia, CA
Larry Harper answered:
signed counter offer w/deadline for reply that has passed,should we continue waiting,or start looking at other properties?
This home is a Fannie Mae property and if I understand you correct, you have signed a counter offer that was posed by the seller? If this is the case, Fannie Mae will move forward with ... more
0 votes Share Flag Sat Feb 2, 2013 Home Buying in Porterville
Larry Harper , Real Estate Pro in Visalia, CA
Larry Harper answered:
can we get a loan to buy?
Yes, you may qualify for a loan as soon as today...a few minutes of your time will be well spent when you are ready to meet with a lender. If you are willing to meet with a local Porte ... more
0 votes Share Flag Fri Feb 1, 2013 Home Buying in Porterville
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
ok, let me clarify, fha loan,20% or more down,prior bk. private mort ins, yes or no?
Sheryl: any FHA loan requires mortgage insurance unless it is a 15 year fixed.
I usually do not like to correct people on the Trulia site, but that info needs to be clarified.
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Porterville
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
home cost 160,000, fha loan,25% down how much will my mip be?
With FHA, the upfront mortgage insurance premium is currently 1.75% of the loan amount - or $2,100 on a $120,000 base loan amount.

If your loan term is 15-years or less, then there i ... more
0 votes Share Flag Thu Jan 31, 2013 Home Buying in Porterville
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Why do appraisers base a house value solely on what recent homes have sold for in the area?
Your question is invalid.
All appraisers do not SOLEY rely on area sales
Appraisers have several valuation models that contain influencing elements which can be used based on:
1. Who ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying in 93257
Kevin Simpson, Real Estate Pro in Columbia, SC
Kevin Simpson answered:
i am putting 20% down and still my broker says i will have to pay the ins, true or not?
Yes no PMI if doing 20% conventional but always need home insurance especially for times like when Sandy runs through
0 votes Share Flag Fri Nov 16, 2012 Home Buying in Porterville
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
i had a bk a few yrs back, now im buying and the broker says i will have to pay for mort ins. how much for how long?
BK or no BK, in most cases you will need to pay mortgage insurance unless you can put 20% down.
Good luck,
0 votes Share Flag Wed Oct 31, 2012 Home Buying in Porterville
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
my wife and i are looking into buying a house in california this year. but i wanted to know how much the water and electricity bill would go up?
California's a pretty big State with many independent utility companies having jurisdiction of many Counties. A real estate forum probably isn't the greatest venue to find out ... more
0 votes Share Flag Fri Jan 6, 2012 Home Buying in Porterville
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
I recently filed bankruptcy chapter7. How long after that can i get preprove for mortage loan?
In order to start working on rebuilding your credit in anticipation of buying a home in the future, it would be helpful if you know the whole story. I have written several articles abou ... more
1 vote Share Flag Tue Apr 19, 2011 Home Buying in Porterville
Rick Jackson, Real Estate Pro in Norman, OK
Rick Jackson answered:
how do i find out who the owner of 1440 W. Pioneer, Porterville, Ca 93257 is, i am interested in buying the
You should contact Cindy who answered the first question. She may be a big help to you as a buyer's agent.
0 votes Share Flag Fri Oct 29, 2010 Home Buying in 93257
FSBOsuccess, Home Seller in 28590
FSBOsuccess answered:
I have a poor credit score but im working out a payment would I still have a chance to buy a house im a first time buyer?
You can't handle finances and working out a payment plan, and you want to buy a house?!?!?
0 votes Share Flag Fri Apr 9, 2010 Home Buying in Porterville
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