60586 : Advice

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Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
how should agent advise after customer has his offer accepted by owner?
Tell him to find a good loan officer.

For mortgage help, call (855) 893-1177 or email for a free pre-approval in less than 10 minutes. We lend our own money and are licensed in 49 st ... more
0 votes Share Flag Mon Oct 13, 2014 Home Buying in 60586
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
private schools versus public schools
I am a believer in public school education. Generally, they can offer the most choices, from the basics to electives, where a private school may not have the breadth of course work. If ... more
0 votes Share Flag Tue Sep 23, 2014 Home Buying in 60586
Brad Neumann…, Real Estate Pro in Downers Grove, IL
Brad Neumann - NMLS 948036 answered:
what is an FHA loan?
It's a loan the government insures to help people buy homes that might not qualify for conventional financing. FHA loans have about .25% lower rate than conventional so it is still a g ... more
0 votes Share Flag Tue Sep 23, 2014 Home Buying in 60586
Izabela Borl…, Home Buyer in Plainfield, IL
Izabela Borlee asked:
I am thinking about relocating my business in 2 years, when is good time to start thinking about to selling my home? I have a home day care, and I am also thinking of selling my home with the business, of course new person needs DCFS approval and get the license on their name.
0 votes Share Flag Sun Jul 13, 2014 Moving in 60586
Curly Sue, Real Estate Pro in Texas
Curly Sue answered:
what is an FHA Loan and how can you get out of one if you have one?
Google: FHA
Sell the home or refinance it.
0 votes Share Flag Fri Jul 19, 2013 Home Buying in 60586
Maya Thomas…, Real Estate Pro in Key West, FL
Maya Thomas LLC CRS ABR answered:
Purchasing short sale home, owners want to accept our offer, and yet leave it on the market in case they get higgher bidders! Seems alittle one sided
Ask your buyer's agent about back up offer options. In Florida, we have a Florida Association of Realtors Short Sale Addendum. The buyer and seller can either agree not to accept back ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in 60586
Mike Sims, e…, Real Estate Pro in Joliet, IL
Mike Sims, ePro answered:
I am going into foreclosure anyday now. can i hire attorney to help me negotiate keys for cash deal. I need some time 6 months. to plan my move and
Your best bet is to engage a foreclosure defense attorney. I recommend Steven Saporta at 815-741-9400. He is one of the most aggressive litigators I have encountered in 35 years. Once y ... more
0 votes Share Flag Mon Mar 25, 2013 Foreclosure in 60586
Mike Sims, e…, Real Estate Pro in Joliet, IL
Mike Sims, ePro answered:
Foreclosure served, how much time do I have to get out in kendall county,illinois
Your best bet is to engage a foreclosure defense attorney. I recommend Steven Saporta at 815-741-9400. He is one of the most aggressive litigators I have encountered in 35 years. Onc ... more
0 votes Share Flag Mon Mar 25, 2013 Foreclosure in 60586
Mike Sims, e…, Real Estate Pro in Joliet, IL
Mike Sims, ePro answered:
any ideas to help me stay longer in this home to save money if i cant modify.?
Valerie, If you are not eligible for a HAMP modification then you are probably eligible for a short sale program. You would have to apply for the program and submit paperwork As long ... more
0 votes Share Flag Mon Mar 25, 2013 Foreclosure in 60586
Mike Sims, e…, Real Estate Pro in Joliet, IL
Mike Sims, ePro answered:
Do I have to move out on the day of the Sheriff Sale?
In Illinois you have 30 days from the date of the Sheriff Sale to redeem your mortgage in full. So if you have the cash to pay it off go ahead and do so. Sounds simple enough right? ... more
0 votes Share Flag Mon Mar 25, 2013 Foreclosure in 60586
Mike Sims, e…, Real Estate Pro in Joliet, IL
Mike Sims, ePro answered:
is this area considered plainfield or joliet? do i go through joliet water and utilities or plainfield?
60586 is Plainfield. Pretty much the south end of Plainfield. It has Joliet Utilities and Plainfield Park District and Plainfield Schools. The other two areas of Plainfield are 60544 ... more
0 votes Share Flag Mon Mar 25, 2013 In My Neighborhood in 60586
veekeo79, Home Buyer in Charlotte, NC
veekeo79 created a review:
Steamboat plainfield Il trying to purchase an house and having a long wait with HUD. What is going on?
0 votes Share Flag Wed Feb 20, 2013 Home Buying
mjschulm, Other/Just Looking in Plainfield, IL
mjschulm answered:
foreclosure about 9months in illinois, after sheriff sale does fha give csh for keys amount
Valerie,

Deallen's explanation is only partially correct. It all depends on the county, but once a house has been sold at auction whether to 3rd party or back to the bank, the prior ... more
0 votes Share Flag Sun Nov 11, 2012 Foreclosure in 60586
Michele Nixon, Real Estate Pro in Naperville, IL
Michele Nixon answered:
i have a credit score of 511, and I want to buy a new house
I'm not sure what store card it is but, if you can use it regularly, and then pay it off immediately each time, that helps.

There are lenders who help you with credit repair. S ... more
0 votes Share Flag Sat Jan 21, 2012 Credit Score in 60586
David Foote, Real Estate Pro in 60540
David Foote answered:
Can a seller {on a FHA contract} change an agreed and signed settlement date simply for the reason of not being ready to move.?
Gary is correct. You need to discuss this with all parties involved in the contract through your respective attorneys. However, the reason you sited here, not being ready to move, mak ... more
0 votes Share Flag Wed Oct 19, 2011 Home Selling in 60586
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Does the realtor offer the Hafa program or who does?
John,
HAFA is a US Government program that is facilitated through home mortgage lending companies. The answers you have read below are correct. Everyone stated you will need to hire a ... more
0 votes Share Flag Sun Oct 2, 2011 Home Selling in 60586
Sanja Stinson, Real Estate Pro in Illinois
Sanja Stinson answered:
I am interested in homes owned by Deutsche Bank National Trust Company for residence of 16764 Hazelwood Dr. Plainfield, IL
Research you request property and it looks as it the Hazelwood address has not completed the full foreclosure process and is currently not listed. Often time it could be in the redempt ... more
0 votes Share Flag Thu Sep 22, 2011 Foreclosure in 60586
Suzanne Hami…, Real Estate Pro in Orland Park, IL
Suzanne Hamilton answered:
If I accept an offer what kind of time frame can I expect to closing? Can I set a time frame? Contingent on buyer selling house could take too long
I agree - every instance is different and definately your Realtor should have a good answer for you. However, taking contingent contracts is very difficult these days. If you accept a ... more
0 votes Share Flag Fri Jan 7, 2011 Home Selling in 60586
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