AZ is NOT a HOA super lien state with regards to a 1st mortgage. However, a HOA lien does supersede a 2nd mortgage.
I know this from experience as I managed a trustee department ... more
I assume you are referring only to assistance regarding the loan process, and not finding the properties, negotiating the deals, which is the job a Realtor.
Each one has ... more
If the nobody is able to locate the owner there is nothing that can be done to buy it as a short sale. Until it is foreclosed it still belongs to him and he needs to sign the ... more
Homeowners can negotiate their own Loan Modification, there is no ... more