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Greg Myers, Real Estate Pro in Gaitherburg, MD
Greg Myers answered:
What if your credit score rating is in the 600's and you have a bankruptcy that has been filed. What is the probability of you obtaining a nice?
Veron,

Is your bankruptcy a chapter 7 or 13, it does make a difference. The bankruptcy will have to be or have been discharged in order for you to qualify for a Gov't insured loan s ... more
0 votes Share Flag Thu Feb 11, 2016 Home Buying in Phoenix
Tarahayley, Both Buyer and Seller in Providence, UT
Tarahayley answered:
What are the differences between the 'foreclosure specialist' as compared to the service offered by a real estate agent?
A foreclosure specialist facilitates the process by which homes and commercial properties are reclaimed by banks and other lending institutions due to non-payment of mortgages. He may a ... more
1 vote Share Flag Wed Feb 10, 2016 Home Buying in Phoenix
Chris Pasley, Renter in Phoenix, AZ
Chris Pasley asked:
I am looking for someone that can assist someone looking to rent a house with bad credit Doing this on my own and right now I am out about $500 in app fees with nothing to show for it. Have a good job and would be bringing elderly parents with me so just three respectful adults.…
0 votes Share Flag Tue Feb 9, 2016 Rental Basics in 85019
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
What is a "pocket listing"?
While there are varying definitions, the most common is: a pocket listing is a property not advertised in Multiple Listing Service.
0 votes Share Flag Sun Feb 7, 2016 Home Selling in 85001
Realtors of…, Real Estate Pro in Dallas, TX
Realtors of America answered:
Looking for FHA lender for 580-600 FICO, 3.5% down in Phoenix area
We send all of our clients with credit issues to a local company called Home Loans For All. They work with clients nationwide though and they've done a great job for us so far. Hopefull ... more
1 vote Share Flag Sun Feb 7, 2016 Home Buying in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Can I get a home loan in AZ with a 633 credit score?
I'm thinking you have a chance with an FHA loan, and there may be other programs available to you depending upon your down payment.

I'd look into it now to discover your options.
... more
0 votes Share Flag Wed Feb 3, 2016 Home Buying in Laveen
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
What are houses selling for in the 85283 zip code?
As of today, February 3, 2016, there are 75 homes homes for sale in the Tempe zip code of 85283. Prices range from $91,500 to 1,150,000.

If you'd like help finding a suitable home, ... more
1 vote Share Flag Wed Feb 3, 2016 Home Buying in Phoenix
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
looking to lease or rent to own in phoenix area .trying to find agent that will help me
Timothy,

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They ar ... more
1 vote Share Flag Mon Feb 1, 2016 Home Buying in Phoenix
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
are you able to get someone to rent a home to you if you have a federal tax lien?
Jenny,
Are you the renter or the owner? A tax lien won't stop a landlord from renting a home, only selling or refinancing. As a renter, it's one consideration an owner may take into ... more
1 vote Share Flag Sun Jan 31, 2016 For Rent in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Not a buy and bail question, honest
To my understanding, they will take 75% of the monthly lease amount as an offset to the payment. However - I am not a lender, and your question is best asked of someone who knows the " ... more
0 votes Share Flag Fri Jan 22, 2016 Home Buying in Phoenix
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
How long b4 I can purchase a home after my home was forclosed on?
Yes, talk to a lender! Even if you aren't in a position to buy now, a good lender can guide you on ways to improve your credit to get you ready as quickly as possible.
0 votes Share Flag Thu Jan 21, 2016 Home Buying in Phoenix
Happyinohio29, Home Buyer in Phoenix, AZ
Happyinohio29 answered:
Home ownership with 70% down and terrible credit
Lenders are going to be looking at more than your credit score. They will look at capacity as in your income . Do you have a job? Is your income consistent? How long have you been on ... more
0 votes Share Flag Thu Jan 21, 2016 Home Buying in Phoenix
Adam Bottice…, Real Estate Pro in Gilbert, AZ
Adam Botticello answered:
Living in TX, buying a home in AZ tax situation.
Hello Mandavya.

Unfortunately I cannot answer this question for you. I believe your interests would best be served having by this question answered by a tax professional. I would be ... more
0 votes Share Flag Thu Jan 21, 2016 Home Buying in 85032
144jr144, Home Buyer in Phoenix, AZ
144jr144 answered:
how much does it cost to turn a carport into a garage?
The cost of the carport conversion depends mostly on the size of the carport (one-car, three-car), among other things. This page explains why it can cost under $2000 in some cases: http ... more
0 votes Share Flag Fri Jan 15, 2016 Remodel & Renovate in 85018
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Can I go after the seller?
It's difficult to predict an outcome if you take them to court. Here's why...

The obligation of the Buyer to protect their own interests and perform property inspections is stated a ... more
1 vote Share Flag Wed Jan 13, 2016 Home Buying in Phoenix
Margaretcodi…, Home Buyer in Phoenix, AZ
Margaretcodina answered:
Is it a good idea to buy a 15 yr old house next to Paseo Highlands Park (35th Ave & Pinnacle Peak Rd) in north Phoenix with a small family with kids?
Go a few blocks north into the 85310 zip code. Better schools, lots of families, I see a lot of nice options for 350K. We raised our kids just a few blocks north of the park and loved t ... more
0 votes Share Flag Fri Jan 8, 2016 Home Buying in Phoenix
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
can you sue a landlord for selling the house and you been paying rent for 5 years?
Jose,
Great question for an attorney. Rent to owns rarely turn out well for the Renter/buyer. Most never end up completing the purchase. We can't be more helpful other to suggest yo ... more
1 vote Share Flag Tue Jan 5, 2016 In My Neighborhood in 85041
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