Home Buying in Philadelphia : Real Estate Advice

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Josh Barnett, Real Estate Pro in Chandler, OK
Josh Barnett answered:
My old defaulted student loans do not show up on my credit report. Can i still get a USDA or FHA loan?
Complete a loan application with a local lender to know if they are able to provide financing.
0 votes Share Flag Tue Oct 20, 2015 Home Buying in Eastwick/Southwest Philadelphia
Marta B, Both Buyer and Seller in Pittsburgh, PA
Marta B answered:
looking for real estate agents or programs that can assist in finding properties rent to own while repairing credit at the same time
do you mean someone in your region? I am based in PA/Pittsburgh and I might be able to help. Contact me at marta.berczynskaATgmail.com
0 votes Share Flag Tue Oct 13, 2015 Home Buying in Philadelphia
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
Why do sellers think their property is worth way more than estimated? Also, what I think it is worth might insult them, but I am insulted by them.
Sellers have an emotionally attached value to their own homes. They want to get as much out of it as they can. The only way they come to realization is that after the buyers decide no ... more
0 votes Share Flag Mon Oct 12, 2015 Home Buying in Philadelphia
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
If i have a new collection on my credit report and i go to closing in 2 weeks i was wondering do fha run your credit before closing and if they do
some lenders run a whole new credit report right before closing, some just do a "credit update" which just gives a snapshot of any changes (not an update of score) in order to make sure ... more
0 votes Share Flag Sun Oct 4, 2015 Home Buying in Philadelphia
Nosleep2nite…, Home Buyer in Philadelphia, PA
Nosleep2nite4me asked:
In Pennsylvania, how long do I wait for the seller to sign the release of deposits after I backed out of sale within condo review contingency? Seller has not signed release of deposits 3 days after notice to void agreement was sent. I want to get opinions on how long to wait before I tell my attorney to take action to get it back.…
0 votes Share Flag Sun Sep 27, 2015 Home Buying in Philadelphia
Noman Tariq, Home Buyer in Philadelphia, PA
Noman Tariq asked:
Hi. I am looking for a general contractor to build a long term relationship with. Someone that has a few years of experience. I am looking to get flip Hi. I am looking for a general contractor to build a long term relationship with. Someone that has a few years of experience. I am looking to get flip and new build market. I have roughly…
0 votes Share Flag Wed Sep 16, 2015 Home Buying in Germantown
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
Did the sellers agent do anything illegal? Is there anything we can do?
you have no idea how many times we hear "there's an offer forthcoming", and that offer never materializes.

You're not describing a dual agency situation... I would imagine that the ... more
0 votes Share Flag Fri Sep 4, 2015 Home Buying in Philadelphia
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Buying a house if my name is already on the deed
You should meet with a local and trusted loan officer who can pre qualify you at no cost and review your situation, they will tell you teh best path to take getting a mortgage
0 votes Share Flag Fri Aug 28, 2015 Home Buying in Philadelphia
Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
Is a credit score of 661 good for buying a home?
FHA requires a 580 score, so you should be ok.. The Lenders Network has several lenders that work with lower scores. Good luck!
0 votes Share Flag Fri Aug 21, 2015 Home Buying in Philadelphia
Stuart Udis,  in Philadelphia, PA
Stuart Udis answered:
I want to purchase a home in PA. Asking price 89,000. Offering a bid of 80,000. Was asked to a buyer assit of 4800. Good or bad. Please assit
A seller of assist of $4,800 on an $80,000 purchase is 6%, which is permitted. Seller concessions such as a seller assist is common and should not necessarily deter a seller from accept ... more
0 votes Share Flag Tue Aug 11, 2015 Home Buying in Kensington
Sandra Hazel…, Real Estate Pro in Philadelphia, PA
Sandra Hazeltine answered:
Is there now a tax in excess of the normal transfer tax for homes that are flipped in Philadelphia?
Not currently. I have attached the current tax rates for the city for your review
0 votes Share Flag Mon Jul 20, 2015 Home Buying in Chestnut Hill
Chris Stumba…, Other/Just Looking in 43068
Chris Stumbaugh answered:
I want to buy a house in Philly. Do I need to make less money just to have verifiable income?
Hi Abigail
As an independent contractor you will be considered self employed
If you have been there for at least two+ years and can show that income on your two prior years tax return ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Philadelphia
Sandra Hazel…, Real Estate Pro in Philadelphia, PA
Sandra Hazeltine answered:
I am stuck between two worlds.
I have had a lot of success for clients looking to hold for a short period of time. I would be happy to help you find something. My contact information is on my profile along with revie ... more
0 votes Share Flag Tue Jul 7, 2015 Home Buying in Philadelphia
Sandra Hazel…, Real Estate Pro in Philadelphia, PA
Sandra Hazeltine answered:
how can a find the house my friend moved to?
You could try Zabasearch.com
0 votes Share Flag Sat Jul 4, 2015 Home Buying in Philadelphia
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
Has anyone ever seen a an underwriter ask for a AVM after receiving a FHA appraisal that was at purchase price?
Absolutely not and no it's not legal and it clearly indicates the underwriter has no business doing the job they were hired to do as they have clearly indicated they haven't a clue what ... more
0 votes Share Flag Fri Jul 3, 2015 Home Buying in Philadelphia
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