19119 : Advice

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USMortgageRa…, Real Estate Pro in Austin, TX
USMortgageRanger answered:
Hi community. My wife and I are first time home buyers. We were pre approved but need a down payment can we still look at homes. With out the letter
You are not approved as yet as the Lender did not identify what type of loan you can qualify for and where does the down payment and closing cost come from. I would find a genuine Lende ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in 19119
shauntae, Home Buyer in 19026
shauntae answered:
How does section 8 home ownership works in Philadelphia, PA and surrounding counties. I would like the steps by step to the home ownership process.
I know what it takes to apply and qualify, the process of home ownership is needed, is there certain real estate companies that are familiar with this process, does the home has to meet ... more
0 votes Share Flag Sun Dec 28, 2014 Home Buying in 19119
Bill Rich, Real Estate Pro in Mount Laurel, NJ
Bill Rich answered:
I am interested in the 203k mortgage/rehab program, can I use someone who is knowledgable about the program but is not in my state?
Hi Tasha
I am not sure if your 203K needs have been met yet but of they have not please feel free to give me a call. I live in Philadelphia and work in NJ so I know the area quite well ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in 19119
Amy Greenste…, Real Estate Pro in Philadelphia, PA
Amy Greenstein answered:
I am a first time homebuyer looking for a 3 bedroom house that my children can grown into. Where should I buy to get the most house for my buck?
It depends on a lot of factors, how far do you want to be from work, what kind of schools are you looking for your children to go to, what amenities you need in a home, do you want to b ... more
0 votes Share Flag Wed Jul 2, 2014 Home Buying in 19119
eugene jones, Home Buyer in Lancaster, PA
eugene jones answered:
where are the location for workshop for grants?
where are the workshop for home buying grants
0 votes Share Flag Fri Mar 7, 2014 Home Buying in 19119
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
Buyer cancelled offer to purchase due to lender stalling. Can buyer continue with mortgage process with the lender without a signed offer?
This is the type of question that need to be answered in person for a number of reasons. First the Sale contract needs to be reviewed next the State laws in which the transaction is ta ... more
0 votes Share Flag Fri Jun 21, 2013 Home Buying in 19119
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
I am putting together an offer for a house without an agent in Philadelphia. Any advice?
listen to the experts. You have gotten good advise. Pay attention to it.
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 19119
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
Do I need to have my full down payment saved in order to get pre approved for a mortgage?
Nope. You do not have to show your down payment to get prequalified. Email or call me. I will put you in touch with a GREAT and trustworthy mortgage banker. Also, you and I can schedule ... more
0 votes Share Flag Thu Apr 11, 2013 Home Buying in 19119
Christy Roda…, Renter in Mesquite, TX
Christy Rodarte answered:
HUD denied my 3 rd extention to close. I got clear to close the same day. What are my chances of winning the apeal of the denial with HUD?
I received the denial on the last day my of my previos extention. This would have been my 3 rd one I was applying for. They said all letter from the lendor said the same. The letters sa ... more
0 votes Share Flag Mon Oct 29, 2012 Home Buying in 19119
Fran And Mark…, Real Estate Pro in Yardley, PA
Fran And Mark Redding answered:
Can seller legally terminate contract if he can't come up with down payment he promised to put down on contract for sale of Real estate?
Yes the buyer can terminate, you can't force someone to buy your property.
The real question is can you keep the deposit you have and can you sue for any more. The answer to that is it ... more
0 votes Share Flag Tue May 8, 2012 Home Buying in 19119
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
Breaking a lease to buy a property in Philadelphia?
The only way to know what needs to be done is have your lease reviewed bry your Realtor mor his Broker. If you have not signed a newlerase in the last year you may have converted to a m ... more
0 votes Share Flag Sat Mar 10, 2012 Home Buying in 19119
Janet Ames, Real Estate Pro in Bryn Mawr, PA
Janet Ames answered:
REFERRAL: Looking for an Agent to find a client to Rent or buy in Philadelphia. Can you Help?
139 Carpenter is a wonderful little hidden gem in the sought after West Mount Airy neighborhood where I grew up. It is not currently advertised as available for rent but has been on the ... more
1 vote Share Flag Sun Dec 11, 2011 For Rent in 19119
Eric Axelson, Real Estate Pro in 19103
Eric Axelson answered:
Can you ask for seperate settlement checks at closing?
Sam, my experience is yes, so long as you have proper documentation, such as a court order. Each title company is different. Have your Realtor present the proper documentation to the ti ... more
0 votes Share Flag Thu Jul 14, 2011 Home Selling in 19119
David Rogoff…, Real Estate Pro in Brooklyn, NY
David Rogoff and Bonnie Chernin answered:
Do you need to keep the original agreement of sale or will a photocopy suffice? I am the seller
Dear Sam:

Always keep originals in a safe deposit box or fireproof vault. Electronic copies can be kept on a secure server for easy access. Consult with your attorney for the speci ... more
0 votes Share Flag Tue Jun 21, 2011 Home Selling in 19119
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
On a cash deal can I ask for proof of funds? Bank statements..etc? Also how much of a deposit should I ask for?
Your listing agent should be assisting you with all these questions.

Prior to moving forward with any contract submitted "show me the money "

Lynn911 Dallas Realtor &a ... more
1 vote Share Flag Sun Jun 19, 2011 Home Selling in 19119
Eli Qarkaxhia, Real Estate Pro in Philadelphia, PA
Eli Qarkaxhia answered:
Hi, I am selling by owner, and wanted to know if I can get my home "FHA loan approved". How would I do this and is it worthwhile to do so?
Hello Erica,
Are you absolutely sure you want to do that? Lets say you decide to get the appraisal and inspection($800-$1000) done, but the buyer gets a different financing! For sure a ... more
0 votes Share Flag Wed Jun 1, 2011 Home Selling in 19119
Yve Banks, Real Estate Pro in 19119
Yve Banks answered:
how safe is east mount airy section of philadelphia?
Hi Hope,

As agents we cannot say one area is a bad area or a good area. What I can tell you is if you like that area or have a home in mind; you should go by there after work/school, ... more
0 votes Share Flag Wed Mar 16, 2011 Crime & Safety in 19119
Erica Ramus, Real Estate Pro in 17901
Erica Ramus answered:
In Philadelphia, PA, who pays the Realtor's fee when they find a tenant for a rental? The tenant or the landlord?
In our area north of Phila it is normally the landlord who pays the realtor. But you could also pay the realtor, as the tenant, if you have a buyer's agency relationship and negot ... more
0 votes Share Flag Tue Feb 1, 2011 Rentals in 19119
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