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Alan Openshaw, Real Estate Pro in Horsham, PA
Alan Openshaw answered:
Conventional Loan For Fixer-Upper?
Hello Alisa,

Appraisers want to see a house that is safe sound and secure. Roof with no leaks, decent electrical system and plumbing. All utilities in working order. No mold or termi ... more
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 19104
Amareco2330.a, Home Seller in Philadelphia, PA
Amareco2330.a answered:
i really want to rent to own but i don't know where to start?
Jillian, I have a Lease/Purchase offering for you, but you need about 200K in upfront money. If so, go to Zillow.com and type in the address: 2330 St. Albans St., Philadelphia and loo ... more
0 votes Share Flag Tue Jul 30, 2013 Rent vs Buy in 19104
Philip J. Cu…, Real Estate Pro in Philadelphia, PA
Philip J. Cunningham Sr. answered:
Which, if any, banks in PA provide 80/10/10 Piggybacks today?
Call me at my office and I'll give you a name of a BANK

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia, PA 19152
Office.(215)725-5700 X49
P ... more
0 votes Share Flag Mon Oct 29, 2012 Home Buying in 19104
David Siegel, Real Estate Pro in Boston, MA
David Siegel answered:
Im looking for a home to buy at a cost of $5,000 or less; can you help me find one to buy?
yes bubby, According to CNN there are some very nice homes for sale in Detroit for $1.00.
0 votes Share Flag Wed Aug 29, 2012 Home Buying in 19104
Benjamin R.…, Real Estate Pro in Philadelphia, PA
Benjamin R. Everett answered:
i a landlord goes back on her deal can we get the money back we was forced to pay
James,

Bruce is right. All real estate matters should be clearly spelled out in writing. Your best bet would be to consult an attorney about your particular situation. Real estate ... more
0 votes Share Flag Tue Nov 29, 2011 Rental Basics in 19104
Bruce Lang, Real Estate Pro in Philadelphia, PA
Bruce Lang answered:
I'm considering buying a house in philadelphia, but the house next door is abandoned full of junk and not properly boarded up. What are my?
keep looking. there will be others...as for gettin git boarded up, you can call licenses and inspections and they will normally board up homes promptly.
0 votes Share Flag Fri Oct 14, 2011 Home Buying in 19104
Bruce Lang, Real Estate Pro in Philadelphia, PA
Bruce Lang answered:
What is the most important quality a seller looks for in thier Realtor?
Trust, communication, paid ads, honesty
0 votes Share Flag Thu Apr 28, 2011 Home Buying in 19104
Mike B, Real Estate Pro in Raritan, NJ
Mike B answered:
Conventional mortgage with 670 tri-bureau credit score?
Alisa,

It sounds like you should qualify for an FHA loan at the going rate, assuming everything checks out OK. I would be happy to speak with you to offer a free, no-obligation pre- ... more
0 votes Share Flag Tue Aug 3, 2010 Financing in 19104
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
a house owned by citi bank in my block . how can i buy it from the bank?
Citibank does not sell its own properties, they hire assett management companies to sell their properties. By looking on their website, they do list on their who has been assigned the p ... more
0 votes Share Flag Tue Jul 20, 2010 Home Buying in 19104
Chad Bahnsen…, Real Estate Pro in Exton, PA
Chad Bahnsen , Loan Officer answered:
i am interested in purchasing a home in 2010 sooner than later what are the steps to take and where in philadelphia, pa are programs being held.
I'd be happy to help you get pre approved and answer any of you financing questions. That's the first step in conjunction with finding a quality realtor. Feel free to contact ... more
0 votes Share Flag Tue Mar 16, 2010 Home Buying in 19104
Corey Grushin, Real Estate Pro in Morris County, NJ
Corey Grushin answered:
Following up on question about preapproval...
Alisa FHA hasn't changed their fico requirements yet, but they only insure loans not finance them. Banks and investors have basically requested a minimum 620 credit score for borr ... more
0 votes Share Flag Tue Mar 16, 2010 Home Buying in 19104
Timothy M. G…, Real Estate Pro in Philadelphia, PA
Timothy M. Garrity answered:
I need a rehab loan on a mixed use property. Can anyone advise and/or help me, please?
I can help you get in touch with someone, Zeres. I have over 7 years experience in the mortgage industry and now work for a start-up RE company in the Temple area called Brown McKinney ... more
0 votes Share Flag Thu Mar 11, 2010 Remodel & Renovate in 19104
Renee Porsia, Real Estate Pro in Philadelphia, PA
Renee Porsia answered:
i'm looking for a construction-to-mortgage loan
Hello Zeres,

Do you know where you want to build or are you renovating a home?

I'd love to talk with you or if you could provide more information that would be great.

Rene ... more
0 votes Share Flag Fri Feb 12, 2010 Remodel & Renovate in 19104
The Somers T…, Real Estate Pro in Temple, PA
The Somers Team answered:
5304 Gainor Rd, Philadelphia, PA is up for sale but the realtor reported the house wont pass FHA appraisal. Then he said ask for 203k financing???
Julia,

A 203K Loan is available for first time buyers who are buying homes and will be financing the repairs or upgrades immediately. The repairs and upgrades are overseen (for a lac ... more
0 votes Share Flag Wed Dec 30, 2009 Home Buying in 19104
Karen E. Rice, Real Estate Pro in Lake Ariel, PA
Karen E. Rice answered:
My husband and I submitted a bid to purchase house for 269K (the asking price) Our offer included $1000 down
Usually a seller wants a buyer to put down a down payment large enough to ensure the buyer isn't playing games - they want to know you are serious before they take their home off the ma ... more
1 vote Share Flag Thu Jun 25, 2009 Financing in 19104
The Somers T…, Real Estate Pro in Temple, PA
The Somers Team answered:
Is $1000 rent increase in Philadelphia normal?
Siena-

Q: Is 1,000 dollars a normal rental increase? A: No! Not normal.

My thought is that perhaps there is a new owner who believes the rent is under market value. In any event i ... more
0 votes Share Flag Tue Jun 16, 2009 Rental Basics in 19104
J R, Real Estate Pro in New York, NY
J R answered:
I signed an agreement to buy a home as a short sale. The seller signed the agreement an all it addendums but
So you had an agent AND an attorney who were both looking out for the seller's best interests. I hope everything worked out well for you.
0 votes Share Flag Mon May 11, 2009 Home Buying in 19104
Jefferson, Home Buyer in Bucks County, PA
Jefferson answered:
I'm buying a home in 19104, and there is an empty lot next door. How do I find the owner so i can buy the lot?
Hey Mickey,

If you're lucky, perhaps they are way behind on taxes and you can just buy the tax deed lien and it'll become yours for much less money than buying it.
0 votes Share Flag Mon Mar 30, 2009 Home Buying in 19104
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
Hi! Does anyone know anything about the new construction homes around 39th and Aspen Streets?
The first time home buyer programs you hear about by realtors are the tax credit offered by the government. You can get up to $8,000 credit back depending on the house price, and your i ... more
0 votes Share Flag Thu Mar 5, 2009 Home Buying in 19104
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