There always are options like that. You will be best served to just start working on your credit so you can buy in a year or so. To do an owner finance takes a lot of knowledge and you are going to pay a much higher premium than just renting and buying when you can get it done.
You will also most likely need to put down a substantial amount of money upfront that you will lose should you not buy or not be able to buy withing a specific period of time.
So while it's possible I would forget about it and work on your credit. Find a lender who will work with you and get to where you need to be to be able to buy in the future. If not make sure you close in a title company and consult a real estate attorney to protect your interests.
Hope that helps.
Don Groff | REALTORÂ® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | email@example.com
websites: www.AustinListed.com | www.360LendingGroup.com
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