Financing in Pearland : Real Estate Advice

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Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
If I buy a new home and put down 20%, but then want to refinance and put more down, can i do that without all the refinancing fees?
any time you refinance there are going to be fees associated with it. There will need to be a new appraisal done, most lenders charge some sort of fees, and don't forget about the title ... more
1 vote Share Flag Fri Oct 16, 2015 Financing in 77584
Tom Burris, Real Estate Pro in Baton Rouge, LA
Tom Burris answered:
My daughter & son-in-law were told by mortgage broker they have to pay 20% on FHA loan. I know that 3% is the requirement. Why so much???
Could it be that they need to put down 20% to lower the loan amount enough to qualify with the debt ratios?

Who knows. Could be anything.... not enough info.

Tom Burris
Mortgage ... more
0 votes Share Flag Mon Jul 11, 2011 Financing in Pearland
Paul Silverm…, Real Estate Pro in Houston, TX
Paul Silverman answered:
Closing Costs in Houston of $18,000 - $24,000 on a home purchase of $230,000?
As a Realtor and former loan officer, these fees don't look out of the normal scope of fees. I would always compare estimates of 2-3 lenders before you make a decision.
0 votes Share Flag Tue Feb 15, 2011 Financing in 77584
Paul Silverm…, Real Estate Pro in Houston, TX
Paul Silverman answered:
Who are good lenders in this area?
My best experience was with Action Mortgage. I sent my real estate clients and worked for them and saw how competitive they were on their rates. In addition, their fees were much lower ... more
0 votes Share Flag Tue Feb 15, 2011 Financing in Pearland
Jay Abeya, Real Estate Pro in Houston, TX
Jay Abeya answered:
my husband and I bought our first house 5 years ago and received the first time buyer incentive. first name under the account was him, then my name.
That would be no, as you are not considered a first time home buyer.
1 vote Share Flag Thu Jan 20, 2011 Financing in 77584
Scott Butcher, Other/Just Looking in Austin, TX
Scott Butcher answered:
How do I find the best deal on a mortgage?
I would suggest talking to a Mortgage Banker/Mortgage Broker and/or a traditional bank and let compare their rates/fees. I would argue that you will typically get better service from a ... more
0 votes Share Flag Mon Apr 23, 2007 Financing in Pearland
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