Are you searching for low credit home loans in order to purchase your next home? Having a low credit score can make the home purchase and financing process feel impossible for many home buyers. Fortunately
FHA home loans and mortgages are a great solution for home buyers in Pearland and other Texas areas. If you have damaged credit or unestablished credit FHA home loans are an excellent home mortgage choice.
Pearland homes for sale: 2111 Signal Hill Dr, Pearland, TX 77584Check out similar homes in Pearland: Click Here2111 Signal Hill Dr, Pearland, TX 77584MLS: #4197404Bedrooms: 3-4Baths: 2 Full/1 HalfSquare
We have been helping a number of people recently that have wanted to look at properties before speaking to a lender to get prequalified. Or they are looking for themselves and their dad will pay for
Good news for residents of Pearland, Friendswood, and Alvin, as a new retail center boasting some mega tenants plans to move into town. As cited in Houston Business Journals article http://www.bizjo Read more
I am very familiar with this situation. The short answer is "yes" you can certainly qualify for a home in your targeted range. The trick is to put the student loans back to sleep so that you can show a lender that you will not be encumbered for at least one year with the payments.
I am assuming that you have consolidated each of the loans into one big loan. If you haven't, then now is the time. A usual strategy after that is to apply for a general forebearance. You can do this for 3-5 years with no problems. When that runs out, there are unemployment deferments and other hardship type deferments that require little verification. You can likely do this for another 5 years. I know some who have taken these routes for 20 years.
When you have exhausted all other strategies, then it is time to go back to school (for at least 6 credit hours per semester). Think about online-only programs at community colleges. This will get the loans deferred for several years if you are enrolled in a verified degree program. I know of one individual who dragged it out for over 8 years (4 year degree program taken halftime). Please note that while you are delaying the inevitable, the interest is constantly accumulating. No worry though because there are maximum limits set for the payments once you do begin to pay (10% gross income). So, there are many outs to avoiding student loan debt so that you can make them a non-issue when buying real estate.
I do not support or blame others for avoiding student loan debt these days. The economic tragedy of the recent past certainly took everyone by surprise. I am just aware how individuals make the student loans a non-issue for them. As a Realtor, I can put you in touch with people who can assist you with this issue and then I can help you find the home of your dreams. Interested? Contact me...
Century 21 TREG
Pearland Parks and Recreation is getting ready to host Summerfest, an 8 weeklong event that will provide free family fun and entertainment. Live bands are scheduled to perform every Friday night, from
I believes this varies per state and in some states an assistant may allow people access into the property, but they should not discuss the purchase of the property. This discussion would need to be handle by the licensed party.... more
I instruct my clients to talk to a trusted lender of their choice to discuss their credit score and what they must do to individually improve their credit. Lenders are a valuable resource and can educate clients on credit and the plausibility of purchasing in the future.... more
Before you spend too much time looking for your dream home, you need to weigh all your options. Depending on your situation, you may not be ready to buy, may need some time to save for a down payment,
A new generation of home buyers are here: the Millennials. Born from the late 1980's to the early 2000's, this group of buyers are beginning to enter the real estate market for the first time, and they
Five years ago short sales were a microscopic part of the real estate marketplace but today they represent about 10 percent of all existing home sales.Short sales involve financially underwater homes.
Getting pre-approved for a mortgage loan is the first step to gauging how much you can afford. However, it doesn’t always reflect how much you can truly afford. Other costs need to be factored in to
While earnest money is not required to buy a house, it sure helps! Do you have VA benefits (i.e., the GI Bill) for financing? It is possible to get into a home with this financing with little cash. Also, some outlying areas qualify for USDA financing with no down payment . . . so that someone with little cash can still take advantage of the American Dream! Find a great agent (hint, hint) and get started today!... more
A few short years ago, we could sell a house that needed work by simply adjusting the price according to the repairs needed. Not so in today's market! Today's buyer wants a home that is MOVE-IN ready,
7 Step Marketing PlanChoosing the right agent will determine two primary things. First, how quick your home gets sold, and secondly, how much your home sells for. Many think that their home will sell just