Home Buying in Paterson : Advice

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Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
First time buyer were do I start?? Help
....with the assistance of the best real estate agent and mortgage rep you can find. You will be well-served!
0 votes Share Flag Sat Feb 7, 2015 Home Buying in Paterson
Greg Ferris, Real Estate Pro in Voorhees, NJ
Greg Ferris answered:
what kind of interest rates can i get from wells fargo with 5% down and credit score of 800?
You should contact your Wells Fargo Loan Officer. The type of property (Single Family, Multi Unit, Condo). Also, the loan amount will come into play. If you would like a quote for a ... more
0 votes Share Flag Mon Jan 12, 2015 Home Buying in 07503
The Lambert…, Real Estate Pro in 70005
The Lambert Group answered:
I'm trying to buy a single family home with 2-3 Bedroom and 2 bathroom.
Hi Sonya!
Short sale properties can be very tricky so it is important to have the right people helping you along the way. Are you working with an agent yet? If you need help we are mor ... more
0 votes Share Flag Tue Apr 15, 2014 Home Buying in Paterson
Nader Rezai, Real Estate Pro in 07302
Nader Rezai answered:
if these property are for rent why are landlords calling and texting me at late hour of the night?
Be very careful, there are people fishing for information online. I have had my rental listings advertised by others, and directing potential tenants to send deposit monies to them. Onl ... more
0 votes Share Flag Sat Jan 25, 2014 Home Buying in Paterson
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
i have a 633 credit score can i get a fha loan
Yes FHA loans require a 580 score, Conventional require a 620.. I recommend The Lenders Network, they can refer you to an agent to help you find a home and a Lender or two that can get ... more
2 votes Share Flag Sat Sep 28, 2013 Home Buying in 07502
Peter J Roge…, Real Estate Pro in 07481
Peter J Rogers answered:
how do i find single family homes in commercially zoned areas?
easy enough- any property that is listed on the mls has a link to a Google earth image of the property and that will show if it is. And most experienced agents who work the area will kn ... more
0 votes Share Flag Thu Jul 18, 2013 Home Buying in Paterson
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
i almost bought a home i expend in inspection and the appraisal but the appraisal kill the contract can i get my money back
Are you working with a real estate professional that is representing your interests? They should be advocating for you on this issue. As previously stated, unless there are unusual cond ... more
0 votes Share Flag Sat Jun 22, 2013 Home Buying in Paterson
Paul Marzolla, Real Estate Pro in Hackensack, NJ
Paul Marzolla answered:
buying first home
Your credit score would absoultely allow for FHA financing, only a 3.5% down payment is needed which is great. I've worked with many homebuyers who've had blemishes on the credit repor ... more
0 votes Share Flag Wed Jun 12, 2013 Home Buying in 07502
Frank, Home Buyer in Hackensack, NJ
Frank answered:
I would love to buy a 2 family home, but my credit ratings aren't high enough. I don't owe any money it's just that I don't have much credit history.
Delia I work at Clifton Savings Bank, we do not have any Credit Score Requirement

As long as you have a job & good income & can put 5% down on a 1 family house

Call me Francisco 1 ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 07502
Jane Jennings, Real Estate Pro in Mountain Lakes, NJ
Jane Jennings answered:
Any suggestions for where to look at property? We need to find property with low property taxes, but also within a half hour drive of East Hanover.
Hi Robin,
The areas that Brian and Armin are definately a place to start. There are some other great areas in Morris County that you can look at too. East Hanover is in Morris County. ... more
0 votes Share Flag Mon Apr 8, 2013 Home Buying in Paterson
Diane Glander, Real Estate Pro in Spring Lake, NJ
Diane Glander answered:
Live in Brick and the taxes are killing us. Do not want to move any further south would like to stay at least 45 min of this area...any suggestions.?
Where you can go will depend on how much you want to spend.
Pt. Pleasant borough has a lower tax rate as do many towns in South Monmouth County. It will all depend on how much you c ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Paterson
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
has the land lot of 36 mountain ave. been purchased yet?
Hi

30 Mountain ave is available please contact me for more information
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Paterson
Ryia Iosif, Real Estate Pro in Saddle River, NJ
Ryia Iosif answered:
how many times charles st on totowa NJ flooded on the last 3 years?
The best thing is to go to the Municipal building and check with the town.
Let me know if I can assist you in anyway ryia2@aol.com. Thank you
0 votes Share Flag Sat Jan 26, 2013 Home Buying in 07512
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
Need an appraiser in Totowa area. Contact me at jimvisco46@gmail.com
Hi

I'll send you a name of an Appraiser
0 votes Share Flag Sun Dec 9, 2012 Home Buying in 07512
Andrew Tisel…, Real Estate Pro in 07024
Andrew Tisellano, Broker/Assoc answered:
Looking for 1 single family house with 4bed, 2bath within $300,000. Please someone help me out. Thanks.
Hi Neighbor

I grew up in Bensonhurst, Lafayette HS
I moved out to Northern Jersey
would be happy to help you find a home in northern Jersey.
I have a couple 4 bedroom 2 bath home ... more
0 votes Share Flag Wed Jul 25, 2012 Home Buying in Paterson
Christopher…, Real Estate Pro in Woodland Park, NJ
Christopher Leopizzi answered:
I want to buy a multi family home below 200k but I don't want to put my tenants in the worst area. How I now in what ZipCodes to buy?
07503 and 07502 are too of the nicer zip codes but under 200k may be a litle tuff to find anything.. You can also look in 07501 which may offer more.. The key is working with a good ag ... more
0 votes Share Flag Tue Apr 10, 2012 Home Buying in Paterson
Elizabeth Ga…, Real Estate Pro in Elmwood Park, NJ
Elizabeth Garcia answered:
who is responsiblefor removal of termites?
Normally the seller would cover the cost unless your buying a bank owned REO property. Your attorney should negotiate in your favor after you do your home inspection.
0 votes Share Flag Fri Apr 6, 2012 Home Buying in 07514
Rob Spinosa, Real Estate Pro in Mill Valley, CA
Rob Spinosa answered:
Very interested in looking to possibly buying a home but length of employment is not enough. Does that pla a big factor?
I'm going to give you the overview from an FHA loan approval perspective here, just to keep it as concise as possible:

*If you're self-employed, assume you will need two years of his ... more
0 votes Share Flag Wed Mar 14, 2012 Home Buying in Paterson
Anthony Cinc…, Real Estate Pro in 33909
Anthony Cincotti answered:
what county in NJ has the cheapest property taxes?
The link below has a complete list of property tax rates by county for FY2010.

I moved from NJ due to the high property taxes. My wife and I chose Florida because we were able to ge ... more
2 votes Share Flag Sat Oct 1, 2011 Home Buying in Paterson
G Alexander, Real Estate Pro in New Jersey
G Alexander answered:
how do I get info on the foreclosures?
If you are looking to purchase foreclosures, you can work with a broker who specialize in such properties.What areas are you interested in?
0 votes Share Flag Tue Feb 1, 2011 Home Buying in 07502
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