07514 : Advice

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Elizabeth Ga…, Real Estate Pro in Elmwood Park, NJ
Elizabeth Garcia answered:
who is responsiblefor removal of termites?
Normally the seller would cover the cost unless your buying a bank owned REO property. Your attorney should negotiate in your favor after you do your home inspection.
0 votes Share Flag Fri Apr 6, 2012 Home Buying in 07514
Richard Varn…, Other/Just Looking in Copiague, NY
Richard Varney, Jr answered:
Will my home insurance be higher if termites are found on inspection?
After binding an HO policy for your home, if the inspector sent from the insurance company discovers a termite infestation in your home, the policy could be terminated.
0 votes Share Flag Sun Nov 20, 2011 Home Insurance in 07514
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
I am interested in buying a condo where the asking price is $189,900. My apprasial came in at $156,000. The condo is fully renovated and is 892 sq
Hi Roxy, Marc gives you good advice on probing further on the appraisal. but the most important point is that a review of the comps will give you the answer of what the fair price for t ... more
0 votes Share Flag Thu Feb 18, 2010 Home Buying in 07514
Francesca Pa…, Real Estate Pro in Monmouth County, NJ
Francesca Patrizio answered:
My contract does have a mortage contigency clause. However I have tried several time asking my attorney what the cancellation fees are for and have
Connie,

I would ask . . . . (1) were you pre-approved or pre-qualifed before signing a contract for sale? (2) were you represented by an agent before signing a contract and did th ... more
0 votes Share Flag Thu Sep 17, 2009 Home Buying in 07514
William Leigh…, Real Estate Pro in New Jersey
William Leigh Holt answered:
What is a cancellation fee? Is there such thing in the state of NJ? I'm in contract to buy a house however i was
Connie: John is right, yet again. What fee? What for? To whom paid?

First, read your contract. It will tell you of any fees that you owe the seller. Then there might be a fee ... more
1 vote Share Flag Wed Sep 16, 2009 Home Buying in 07514
Laura Gianno…, Real Estate Pro in New Jersey
Laura Giannotta answered:
I'm in contract to buy a home, however it has been very difficult to get a fha loan. They have so many
It depends on what your contract says about deposit monies whether or not you'll be able to get it back. As already explained, if you've changed lenders, you're starting the process al ... more
0 votes Share Flag Tue Jul 28, 2009 Home Buying in 07514
Pablo Lopez, Real Estate Pro in Clifton, NJ
Pablo Lopez answered:
I change lenders because my first lender had given me a $13,000 GFE for a $197,000 house. I felt that I was
Hi Connie,

The first thing you should be looking for is a Good Faith Estimate provided by the broker/lender that originated the loan. This document should be presented and explained ... more
0 votes Share Flag Mon Jul 27, 2009 Home Buying in 07514
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