91101 : Real Estate Advice

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Rebekka Lien, Real Estate Pro in Pasadena, CA
Rebekka Lien answered:
furnished apartments for two summer months
I have a 5 month furnished rental in Pasadena- please call me if you are interested (626) 230-3238.
0 votes Share Flag Thu Jan 30, 2014 Rentals in 91101
ryateslenders, Real Estate Pro in Plano, TX
ryateslenders answered:
What is the rule of thumb on monthly mortgage to net income?
There are several factors to consider and a simple 25% of your income is not enough. Some people have a lot of monthly debt (auto loans, credit cards or student loans) others do not. Le ... more
0 votes Share Flag Sun Aug 25, 2013 Financing in 91101
ryateslenders, Real Estate Pro in Plano, TX
ryateslenders answered:
Is it easier to qualify for a loan by yourself or jointly if the other person has bad credit?
If someone has bad credit, chances are they will not be allowed on the loan. Both the signer and co signer must have acceptable credit to be on the loan, lenders go by the lowest score.
0 votes Share Flag Sun Aug 25, 2013 Financing in 91101
Irina Karan, Real Estate Pro in Aventura, FL
Irina Karan answered:
Lender requires property management agreement
I liked what Lou wrote below - more downpayment (if possible), actually accepting this condition and signing up with the cheapest property management company, getting an experienced inv ... more
0 votes Share Flag Sun Aug 25, 2013 Financing in 91101
DiedinHouse, Both Buyer and Seller in Chapin, SC
DiedinHouse answered:
Disclosure of death in property
Go to http://www.DiedinHouse.com, to get help answering the questions, "Has someone died in your house?".

Using a valid U.S. address, Died in House â„¢ instantly searches million ... more
0 votes Share Flag Sun Jun 2, 2013 Rental Basics in 91101
Kirk Garibian, Real Estate Pro in Arcadia, CA
Kirk Garibian answered:
Where is a nice area to invest in a Vacation rental home for under 100k in LA?
A good place for investing at relatively low costs will be in the Palm Springs/Cathedral City area. Many people go there to vacation during winter(especially if they live in a cold stat ... more
1 vote Share Flag Mon Jan 28, 2013 Home Buying in 91101
Maria Gilda…, Real Estate Pro in Manchester, CT
Maria Gilda Racelis answered:
700 is considered average, will this look good with lenders in 2012?
700 score is great compared to the 640 minimum required median score. You have excellent answers below.
Consult a local lender to seek your options.

Best.

Maria
0 votes Share Flag Fri Nov 16, 2012 Home Buying in 91101
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
Is now a good time to buy again?
Overall the jury is still out on that question and a lot depends on what your motives are. Are you looking for something to buy and hold and occupy long term? Or are you looking to turn ... more
0 votes Share Flag Fri Nov 16, 2012 Home Buying in 91101
Sarkis Aleks…, Real Estate Pro in Pasadena, CA
Sarkis Aleksanian answered:
What are some of the things to look out for in older properties?
The age of an older building doesn't always mean the property is in need of repairs if the property has been well maintained and cared for. But you're right to be concerned because cer ... more
1 vote Share Flag Fri Nov 16, 2012 Home Buying in 91101
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Why is the homeowners associations dues for condos so high?
Hello Brian,

Great question! HOA fess can range from $200 to $1000 per month depending on the development.

If you are thinking of buying a condo you must ask what does the HOA fee ... more
0 votes Share Flag Fri Sep 14, 2012 Home Buying in 91101
Rene' De Bla…,  in San Diego, CA
Rene' De Blanco, MBA answered:
Does applying for a loan jointly with another person who has no credit history help or hurt getting approved?
If you can qualify on your own, do so. Less potential headaches than adding a non-occupant co-borrower.

Hope this helps!

jdeblanco@kinecta.org
0 votes Share Flag Wed Jun 6, 2012 Financing in 91101
Tim Page,  in 99037
Tim Page answered:
Is there any way to do your own Comparative Market Analysis (CMA)?
Yes, check listings using Trulia, sales using any on-line free database for "comparable sales" I give a full explanation on how to select comparable sales and I have a list that is on o ... more
0 votes Share Flag Thu May 31, 2012 Home Buying in 91101
Curt Schultz,…,  in Pasadena, CA
Curt Schultz, REALTOR and Architect answered:
Property next to gas stations
Property values are a concern for renters. It being too close and the inconvenience of it will be a factor, other than that I see no down side to own a rental close to a gas station. ... more
0 votes Share Flag Wed Mar 24, 2010 Home Buying in 91101
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
Seismic Hazard Zone
Hi newinvestor,

You can search the property address at http://myhazards.calema.ca.gov/ to check if a property is in a EQ Hazard zone.

You can also look up a property's FEMA ... more
1 vote Share Flag Wed Mar 24, 2010 Home Buying in 91101
Tommy Lee,  in 91502
Tommy Lee answered:
Is it possible to finance an all cash offer?
newinvestor,
Looks like you have mixed answers. Basically two agents hit on the right answer. The contract you sign is the guide. If you say all cash up front and then try to switch du ... more
2 votes Share Flag Thu Mar 18, 2010 Financing in 91101
Edward Uriar…,  in Pasadena, CA
Edward Uriarte answered:
How many LLC members need to guarantee a commercial loan?
Minimal one, but it all depends how many are needed to qualify.

Edward Uriarte
(310) 463-2270
1 vote Share Flag Wed Mar 17, 2010 Financing in 91101
BOB KHALSA, Real Estate Pro in Santa Clarita, CA
BOB KHALSA answered:
Commercial Financing...is this a good deal?
What about prepayment penalties and is there any lock out period? These are important in case you want to refinance. Otherwise the terms look fairly good. As regards the DSCR or Debt Se ... more
1 vote Share Flag Wed Mar 17, 2010 Financing in 91101
Gerard Dunn, Real Estate Pro in Chevy Chase, MD
Gerard Dunn answered:
Lending to LLCs and LPs
I would ask for this in writing. Most servicers put the loan on ALL the borrowers credit. If you are dealing with a smaller local bank - this may be correct.

Better to be sure in a ... more
0 votes Share Flag Tue Mar 9, 2010 Financing in 91101
Ted Canto, Real Estate Pro in Scottsdale, AZ
Ted Canto answered:
how long does it take for loan docs to expire?
Come to think about it.. Escrow companies have been really crapp lately.. I can and have seen escrow companies totally mess it up and moreso if they are an REO Preferred Escrow/Title co ... more
0 votes Share Flag Sat Jan 2, 2010 Home Buying in 91101
Kevin, Other/Just Looking in Perris, CA
Kevin answered:
Does anyone know the statistics in regards to the termite infestation issues (%) in Los Angeles?
There are many species and ways to treat termites - Do your homework and get at least three bids.
0 votes Share Flag Fri Apr 4, 2008 Market Conditions in 91101
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