Once you have obtained your pre-approval, sellers and Realtors will recognize you as a qualified buyer and you shouldn't get the "run around".
I hope this helps.
I am happy to help you in your home search. Are you looking to buy in Verona or would another area work best for you. As long as you are looking is South western PA I recommend you call Jon Tebay at ENG. His number is 724.776.4100, ext. 213 He will always be helpful but tell him I recommended him again. He did my loan as well as several of my clients. Jon is not one to lead a person on. He will tell you if you are not ready. That may be the case. Unlike some agents, I will not help someone buy a home if I feel they are not ready. Your lack of cash is a concern but it should not prevent you from contacting a great loan officer. This earlier the better. I recommend a year out but six months is enough to ensure your good points are included as well as mistakes removed. After you get home much you qualify for I recommend putting together a budget to make sure you buy a home that will not make you house poor. Best of luck and I hope you call Jon.. At least then you can plan the best time for your home purchase and how it will effect your upcoming marriage
Benny Smtih 412-498-7868.