Financing in Panama City Beach : Advice

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Five Stars M…, Real Estate Pro in 32257
What do you need to get pre-approval for a USDA Rural housing loan in Panama City Beach, FL? It's honestly still very simple considering all the changes that have occurred in the mortgage industry during… Read more
Blogged Sat Mar 22, 2014 by Five Stars Mortgage Home Buying Financing Credit Score
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chris, Real Estate Pro in Panama City Beach, FL
chris answered:
Why does Trulia post 30 year Fixed Rates with each condo when banks and the lenders they show, do not have a product for Condo/Hotels?
Trulia is likely posting general 30 year fixed rates for primary residences. A condo loan in Panama City Beach will currently run you about 4.5 – 4.75% for a 5 year arm; assuming you ... more
0 votes Share Flag Sun Feb 9, 2014 Financing in Panama City Beach
Kelly Klein, Real Estate Pro in Destin, FL
Kelly Klein answered:
What can I expect right now regarding financing a second home purchase in the Panhandle? Would be looking for a 30 year fixed loan.?
The minimum down payment requirement with Waterstone Mortgage is 10%. The loan would have mortgage insurance paid monthly (or could be done as a single premium paid at closing; your ch ... more
0 votes Share Flag Fri Feb 10, 2012 Financing in Panama City Beach
Carol Perdew, Real Estate Pro in Central Valley, CA
Carol Perdew answered:
I've got a vey good purchase agreee for the house. My Fatheer is sick and we are next line to recieve funds from the estate. my wife and here
Bill,

The best recommendation I can give you is to talk to a seasoned mortgage professional. You may possibly be able to refinance your home and take cash out. Also, an option is a ... more
0 votes Share Flag Thu Oct 13, 2011 Financing in Gulf Highlands
Robert Opey…, Real Estate Pro in Panama City Beach, FL
Just saw a report today that says 30 year fixed mortgage rates have now hit 4.12%!  That's the lowest level in more than 60 years.  The average rate on a 15 year fixed mortgage fell to 3.33% … Read more
Blogged Fri Sep 9, 2011 by Robert Opey Russ Market Conditions Home Buying Financing
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Chris Charles, Real Estate Pro in Panama City Beach, FL
30 year fixed financing has been unheard of for the past few years on a condominium complex. In fact many condo complexes have been almost impossible to finance.  This in turn pushes down values in… Read more
Blogged Tue May 3, 2011 by Chris Charles Home Buying Home Selling Financing
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Craig Duran, Real Estate Pro in Panama City Beach, FL
There may have never been a better time to buy a home than right now. Earlier this month, interest rates dropped again -- the average contract interest rate for 30-year fixed-rate mortgages decreased to… Read more
Blogged Fri Apr 1, 2011 by Craig Duran Home Buying Financing Property Q&A
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Nancy Young,…, Real Estate Pro in 32407
Nancy Young, FMS answered:
I am looking for Credit lenders In panama city/ panama city beach area so I can finally become an Investor.
HI Stephen,

Not sure what you are looking for. Are you looking for hard money lenders or you looking to buy and rent or sell? I have a list of hard money lenders by state? If you ... more
0 votes Share Flag Fri Oct 29, 2010 Financing in Panama City Beach
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
We are buying a property in Panama City Beach, FL not having sold our home in Memphis, TN. We are planning on putting it on the market in the
Hi Mymosin,

I would recommend an FHA 5/1 ARM as long as it meets your needs.

I'm showing rates as low as 2.5% to 2.75% and FHA only requires 3.5% down and you have the abilit ... more
1 vote Share Flag Fri Oct 29, 2010 Financing in Panama City Beach
Daniel, Other/Just Looking in Gaastra, MI
Daniel answered:
Where can I begin to look for sellers willing to finance a 1 bedroom beach front condo?
JimFreeRealty@aol.com Jim Free realty they are a small well organized firm that will help you past your expectations 706-767-5344
0 votes Share Flag Tue Oct 19, 2010 Financing in Panama City Beach
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