Foreclosure in Palm Coast : Real Estate Advice

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Abusi72, Home Buyer in New York, NY
Abusi72 asked:
I live in a house where the mortgage is in my ex boyfriend name I'm not on the deed or mortgage note the house is in a preforeclosure house has not Been paid in 7 years would he be able to sell the house to me for less money
0 votes Share Flag Sat May 21, 2016 Foreclosure in 32137
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
My mother left her home in a life estate to my sister with my name on deed and the house is now being foreclosed.
What you are seeking is legal advice, which we real estate agents cannot give. Try contacting a real estate attorney in the area where the home is located to see what options are avail ... more
0 votes Share Flag Wed May 4, 2016 Foreclosure in 32137
Clbennefield, Home Buyer in Newark, DE
Clbennefield answered:
My name is on the deed but not the loan/mortgage. It's going into foreclosure: will that show up on my credit reports?
I'm on the deed but not the mortgage, would it be considered a refi if I got a new mortgage in just my name and removed the other party from the deed? Refi or Purchase?
0 votes Share Flag Sat Apr 2, 2016 Foreclosure in 32137
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
On deed not on loan
Jill,

None of us are going to tell you your mother should stop paying the mortgage. The best way to obtain the advice she needs given the loss of your dad, is to see an attorney.

... more
0 votes Share Flag Tue Feb 16, 2016 Foreclosure in 32137
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
CLOSING DAY IN MY HOUSE IS ON FEB. 24 2016.( SHORT SALE) TWO MORTGAGES ON THE HOUSE,FIRST MORTGAGE APPROVED SHORT SALE,SECOND NOT.
As was already mentioned, in order for you to close ALL lien holders must approve the sale. If the 2nd lien holder is not cooperating, you cannot close, regardless of your contract clo ... more
0 votes Share Flag Mon Feb 15, 2016 Foreclosure in 32137
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
My name is on the deed but not on the loan the house is going into foreclosure the bank said i cant do a loan modification in my name.
whose name is the mortgage in? get that person involved.

if you've been making payments, then it shouldn't be going into foreclosure. foreclosure happens when payments are NOT made.
0 votes Share Flag Fri Jan 22, 2016 Foreclosure in 32137
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
why am I being listed as a borrower and required to sign on a deed in lieu for a home my wife owned before we married? Will this effect my credit?
Your question is best asked (of) and answered by an attorney.
0 votes Share Flag Wed Jul 1, 2015 Foreclosure in 32137
RonS, Other/Just Looking in Concord, CA
RonS answered:
name is on deed and I am the admin of estate. I am not on the mortgage which is going into foreclosure. Can I apply for bankruptcy to stop it.?
You won't stop it filing BK, you'll only delay it. Why is it going into foreclosure? If it's because of non payment, the simple fix is to bring it current! If you can't bring it current ... more
0 votes Share Flag Mon Mar 30, 2015 Foreclosure in 32137
thouston2120, Home Buyer in Peoria, IL
thouston2120 answered:
if my name is on the loan mortgage but not the deed can I sell the property to get out of the loan
This usually happens when both parties separate after buying a home together. Then the "shady" party gets the "un-informed" party to sign off on the deed to the property, NOT knowing th ... more
1 vote Share Flag Tue Feb 3, 2015 Foreclosure in 32137
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
My ex is on the title, not the mortgage. he filed bankruptcy to keep the house out of foreclosure. How can he do this if he is not on the mortgage?
as stated below you should probably talk to an attorney. However, I believe that despite your husband filing for bankruptcy, the lien holding bank still has the right to foreclose on th ... more
0 votes Share Flag Sun Dec 28, 2014 Foreclosure in 32137
Amy Givoni, Real Estate Pro in Boca Raton, FL
Amy Givoni answered:
My husband passed away 3 years ago the mortgage loan was in his name only but my name is on the deed. I am having problems making mortgage payments no
Hi Brenda,

You could call the bank and ask for a loan modification. If that doesn't work, and the house is still too expensive for you, you can sell it. If you're upside down on yo ... more
0 votes Share Flag Thu Feb 27, 2014 Foreclosure in 32137
Patty Hoskins, Real Estate Pro in Flagler Beach, FL
Patty Hoskins answered:
If my name is on the title and not the loan and the house is going into fore closer how can I refinamce in my name
Hi Bruce:
It is very difficult to guide you without asking you more detail questions ... very personal ones, I will say to evaluate your situation; my suggestion is to Call Linda Niday ... more
0 votes Share Flag Wed Jan 22, 2014 Foreclosure in 32137
Marcia Kelly, Real Estate Pro in Topeka, KS
Marcia Kelly answered:
what to do if you are on the deed and not on the loan of the house?
First thing to do, go to a title company & ask them this question. They're very good about situations such as these. Marcia Kelly, Keller Williams, Topeka, KS Area, (785) 249-3989 ... more
0 votes Share Flag Sun Oct 27, 2013 Foreclosure in 32137
Colin Russell…, Real Estate Pro in Palm Coast, FL
Colin Russell, SFR answered:
I was receiving information on from a Realtor name Ron Logan. Does anyone have his contact information?
I have looked up this name and there are no Realtors named Ron Logan. There are other Realtors Named Logan. Are you sure you have the correct first name????

I would suggest checking ... more
1 vote Share Flag Tue Sep 3, 2013 Foreclosure in Palm Coast
Gayle Ford,…, Real Estate Pro in Flagler Beach, FL
Gayle Ford, Realtor ABR answered:
BEFORE FORECLOSURE WHAT IS THE CAP A LENDER CAN GIVE YOU FOR MOVING EXPENCE
Silvia is correct each situation is different
Best of Luck
0 votes Share Flag Tue Aug 6, 2013 Foreclosure in 32137
Marcia Kelly, Real Estate Pro in Topeka, KS
Marcia Kelly answered:
Renting a home in Palm Coast and found out it was foreclosing! What do we do next?
Move! The foreclosing co. Might arrive at your door any day and change locks & demand you vacate the place. Then, I'd go to a good real estate attorney (If you want to spend a lot of ... more
0 votes Share Flag Tue Aug 6, 2013 Foreclosure in 32137
Jolita Brazz…, Real Estate Pro in Palm Coast, FL
Jolita Brazzano answered:
post ch 7 discharge and foreclosure?
Has a date for foreclosure been set? It is possible that you could qualify to short sell the property. I am a CDPE (Certified Distressed Property Expert) and I can refer you to the pr ... more
0 votes Share Flag Wed Jul 31, 2013 Foreclosure in 32137
Joanna Weila…, Real Estate Pro in Palm Coast, FL
Joanna Weiland answered:
Is it required to put down a deposit on a REO home when you have a VA loan?
Ernest money is typically not required for an REO (foreclosure property) however it shows "Good Faith" and it shows the Lender that you are serious. Remember, these properties are typi ... more
0 votes Share Flag Mon Jul 8, 2013 Foreclosure in Palm Coast
Joanna Weila…, Real Estate Pro in Palm Coast, FL
Joanna Weiland answered:
I need to have the bank take my deed in lieu of foreclosure. I inherited a condo, from, my mother, in california and can't sell our Fl. property
Unfortunately, that is correct, however there is an impact to your credit rating. That is something that you would have to think long and hard about. Why has the home not sold? It wo ... more
0 votes Share Flag Mon Jul 8, 2013 Foreclosure in Palm Coast
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