None of us are going to tell you your mother should stop paying the mortgage. The best way to obtain the advice she needs given the loss of your dad, is to see an attorney.
if you've been making payments, then it shouldn't be going into foreclosure. foreclosure happens when payments are NOT made.
You could call the bank and ask for a loan modification. If that doesn't work, and the house is still too expensive for you, you can sell it. If you're upside down on yo ... more
It is very difficult to guide you without asking you more detail questions ... very personal ones, I will say to evaluate your situation; my suggestion is to Call Linda Niday ... more
I would suggest checking ... more
Best of Luck