Your best bet is going to be to call the city. They may be an HOA community but it might be like some cities where they HOA fee is included in your taxes and they mainly just watch they property colors and property maintenance. But again best best is to call them and double check.... more
The only thing I can think of "out of the box" for you to have a more "immediate" solution, would be to have a trusted family member or friend that has the credit worthiness buy the house for you and then you buy the house from them on seller financing.
Of course, the huge drawback of doing this is risking a good relationship with this family member or friend in the event you "default" on paying them! Imagine your friend or relative being put in the position of foreclosing on you. ;)... more
There are 4 different condo/townhome complexes in downtown proper of Pagosa Springs. They consist of Riverwalk Townhomes, Riverwalk Condos, Cobblestone Townhomes and River's Edge Townhomes. Cobblestone is new and still under construction. Their HOA fees are as yet undetermined. They are the only single level units. The other units are multi-level. Some of the River's Edge units have elevators, some do not.
All the fees at the other units are currently $200/mth. What you have to consider is what the HOA covers and how much the true fee is if you reduce the HOA fees by those expenses. As an example, RIverwalk condos HOA fee covers water, sewer, exterior maintenance, insurance and snow removal. Water and sewer would run you $60-70/mth, snow removal and summer gardening/maintenance in a typical year $50-100/mth, exterior/common area insurance $12-24/mth. If you owned a single family home you would have those monthly expenses on going as well. There is not a "paid administrator" at Riverwalk condos or townhomes. The HOA is an owner run board. I believe this is the case at River's Edge as well. Cobblestone is too new to know what exactly will take place. Owners can vote for outside management or can determine if they want to run their own HOA. The tricky part of Cobblestone is the fees are as yet undetermined. They are however beautiful units that border the park and the river. Some would feel the park is a negative, some would see it as a positive. I would welcome the park as I still have kids at home and love the small trail system around the park. However it is a fairly busy park so for some that may not be appealing.
If you have other questions I can answer, fell free to reach me via e-mail at email@example.com or my office number is 970-946-7347. You can also see our website at www.PagosaSource.com .
Mike Heraty... more
I actually reported to Trulia this property had been sold months ago and requested Trulia to mark accordingly, as it is not in the best interest of prospective buyers to inquire about a property that has been sold for months! It appears Trulia was too busy to respond to my request. With that said, another great value to actually work with an agent, as we have direct access to the MLS and can relay the actual property status. Keep in mind, Internet home shopping is convenient, but not all that up to date. You'll find many times properties are "under contract" (and will show as active until they are closed) or even sold before the internet sites update their information. It is the nature of the internet beast.
It is my understanding that you do not have to have central heat - it depends on where the property is located. i just showed this yesterday and it is a very nice home . the heat onteh main floor is the fireplace which is on a thermastat and there is some thermastat in the master bath...not sure what that operates. The downstairs is wood burning fireplace - I called American Family Insurance for you and they say they would not be able to insure due to location / trees in area, however some of the other insurance companies may. Now as far as lending - they require comps that have the same type of heat...could be a challenge but not out of the question - it is Pagosa ... .:-)
If you are in the area, I am happy to show you this and several others that might be of interest
This hunting cabin is in great shape. It has a gravel driveway to the home and the sellers recently added new solar panels for electricity. Click the link below to view more pictures and details:
Henry, I have been fortunate to have been able to fish the lake many times in the past. It once operated as a private fish hatchery and has always had a very good population of trout and some exceptionally large ones as well. It is a beautiful part of the world and is spring and stream fed, there is a beautiful waterfall behind the house that feeds the lake, the stream and plunge pool from the waterfall is always loaded with fry and small trout.
Mike is absolutely right about this being a private lake and no HOA involved. It is an extremely lucky person who gets to fish this little slice of paradise.... more
There are mostly rainbow and brown trout. Williams Creek Recreation area is awesome too! Most anglers in the area practice "catch and release". Please be aware there are usually "limits" to the amount of trout "kept". When here, visit the local angler shops- they will be of great help - from the best flies catching a bite to equipment! you can easily fish from just across the Hot springs, the river entrance of town and throughout town. There is also the ponds behind Ski & Bow Rack which are very children and handicap friendly!
Please take a moment to check out www.pagosaqualityfishingproject.com. It is a fantastic web site for anglers with lots of angler information. The Pagosa Quality Fishing Project is a group of volunteers who help stock the San Juan River which runs throughout Pagosa. I have been doing their PR and marketing for the last few years. We are always looking for volunteer members to help participate in this non-profit organization as well as physically help the fish stockings (which are much fun!). Of course if you can not participate, donations are gladly accepted to this worthwhile project. PQFP recently stocked the San Juan River and plans a few more stockings this summer! If you would like to help with a stocking, shoot me an email.
Simple answer, YES, depending on your desired wind or solar construction. You should contact the HOA and the ARC within the HOA to follow any guidelines and approval needed BEFORE construction in the subdivision or area you are considering. Some HOAs are more particular than others, especially those properties within Pagosa Lakes area. Those properties within the Aspen Springs area are much more open, with almost no restrictions.
EXIT Realty Advantage Pagosa
Greeting from sunny Pagosa Springs! Depending on which property and the area in Pagosa will determine whether or not there is water to the property. For the most part, properties within town are part of the city water district (PASWD). you should check whether or not water tap fees and installation fees are paid. Areas of from town have "community water", others will require a well. I'll be happy to check the water status of the property your are interested in.... more