You would need to contact each of your creditors directly to see what your options are. Paying off derogatory debt will help improve your credit score in the long run, but ... more
"if my credit is not good but have nice down payment"
Yes if your credit meets min score required and no current foreclosure ... more
"A way around might be for your co-s ... more
Looks like you have been waiting some time for an answer to your request on a home in Ozark. I live and sell homes in Ozark and the surrounding area, and can help ... more
One thing you're likely to run into is a transfer tax. Many jurisdictions charge a fee every time a property is bought or sold. Alabama do ... more