This question is old but others may wonder the same so I'll answer... Landscaping is always good to add color by planting annuals and mixing in different types of leaf textured shrubs and perennials. Many garden centers would help you with plant selection and layout for free. Before you go, take a simple sketch of the front of your house or a good clear photo on your phone. Find out which direction the front of the house faces, and dig up a small core sample of your soil. You can use a bulb planter tool or garden trowel to get a pop can sized sample (a cylinder 2" diameter and 5-6" deep) you need to let them know if it drains well or stays soggy.
Another thing is paint, visit a paint store and look for colors that will coordinate with your house, most have a color family that is complimentary: a tan base color a brown for trim and dark red for doors as a typical example. If you have bricks or stone etc consider their color as well. Choose as base color similar to what you have and see what they suggest in brochures or paint chips. You can add some zing by using a good color to contrast the trim around windows and roof line. Don't get too bold with the accent coloration. Select a different color for the door and window decor if any. Builders in cookie cutters generally use one color for the exterior so having more will stand out.
It is hard to generalize without going and actually visiting your property and seeing the comparables but the houses that have been on market for a year may have issues far beyond the curb appeal. Best advice I can give is interview a minimum of three realtors before you hire one. During this process you will get three different takes on all the questions you have.... more
The girl I refer to for mortgages has helped some of my friends who are self employed. She works for Gateway and they keep their loans so they are able to do some pretty good work.
If you are still considering renting with an option to purchase, please be VERY careful. These are complicated legal contracts that require specialized representation. If you are still looking for a LOCAL Realtor to help you, please give me a call. 918-636-4608.... more
The cost of renting a home has sky rocketed over the last 5 years. Finding a good, clean rent home in the Hodson school district today for under $800 is extremely rare. The competition for rent homes is so high that for every home I advertise over 50 families will contact me. If you come across an advertised home that interests you - act FAST! While sending an e-mail seems like a quick and easy way to communicate, the family that calls will beat you every time! There are homes in the Hodson school district that can be purchased with a monthly payment around $800. If bad credit is preventing you from buying, please call me! I have the resources to help you. Never pay someone to improve your credit. The world is full of families who paid for these services and two years later still have bad credit after paying hundred and even thousands of $$$$. Good luck in your search - I'm here to help!... more
Guidelines have not changed, the problem is you trusted a rookie as your Loan Officer. Anyone in the business that's worth their salt knows the rules governing purchasing a home while retaining another.
I hear these horror stories nearly everyday and it just kills me! Here's the story. If you have been living in your home (not renting it out) and your LTV is greater than 75%, you will be hit with both mortgage payments. Period! If you can't qualify with both mortgage payments, then I am afraid you're out of luck unless you get a co-signer or sell your other home.
There are some Private Money options for you if you have 20-30% down, if not there is only one strategic way to handle this, but your hands are tied until January of 2014. If you can't find a way out of this mess, click on my profile and send me a message and I will at least point you in the right direction.
I think you should 1. Look online and in ads for homes in similar locations and with similar size, features, and condition as your home. 2. Then maybe even try a few of those open houses to base your decision on more than just pictures. 3. Ask around about who would be a good realtor to work with. (You may find after looking at homes for sale and going to a few open houses that you really like one or several of the realtors you meet!) 4. Contact that realtor and set up a chance to meet and discuss your home and the pricing and sales process. (Your realtor should be able to give you some ideas of what similar homes were priced at and sold for recently in addition to suggestions to make your home most appealing to most people with staging and fixes that should be done prior to advertising.)... more
There are many new and nearly new homes for sale in Owasso at a reasonable price. The town is large enough to have some shopping and restaurant variety, but not so large that there are traffic jams. If you can't find what you are looking for, shopping or otherwise, Tulsa is just 15 minutes away!... more
You can do an entry only listing with a Realtor, and get it put in the multi-list. The realtor will disclose that you are willing to pay 3%. You are still selling For sale by owner. I am a member of both The Norman MLS, and OKC Multi-list. This also will get it synced t to websites such as zillow, Realtor.com, Trulia, and much more. I would love to help you.... more
It is possible to get a mortgage while in a chapter 13 bankruptcy, but it requires you to go before the judge and get an order from them saying that they will allow it. There are several other overlays, but this would be the main one so long as you are currently paying any obligations you currently have in full and on time.
Currington Mortgage 918-394-5626
NMLS# 858012... more
There are many great lenders in the area. I can help you find one based on the type of loan you are looking for and also what types of incentives you are looking for. Feel free to contact me about you situation and exacly what you are looking for and I would be more than happy to assist.
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Credit scores are important. They are one of 4 things that determine what type of financing you can qualify for, which affects which homes you can afford. You'll want stable income and some savings for the down payment, and a decent credit history. Probably the biggest thing you can do to help yourself buying your first home is to care-- to care about your credit, and to care how you spend your money. And get solid advice. Feel free to read my blog below for more detailed info on buying your first home. Hope this helps!... more