Hello Carlos, The CHF Access is a half percent down payment program which can also contribute towards your closing costs as well. This is an FHA 30 yr fixed rate under 4% with a minimum 580 fico score. I specialzie in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify.
Here is a link, flyer, maximum income limits and a needs list to gather for processing a loan approval. I can qualify you with a few dozen questions in minutes...
CHF Access income limits http://tinyurl.com/8lzf8he
Sheryl Arndt, Real Estate Broker â€“ Sr. Loan Officer CA only
REO & Short Sale Specialist
20+ Years Experience