Financing in Orange County : Real Estate Advice

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Sharon Pehush,  in Goshen, NY
Sharon Pehush answered:
Hello does anyone know of a lender in Florida that will approve me for a FHA mortgage loan with a 560 credit score
There is a wonderful program called NACA. The website is . They provide no money down and no closing cost financing. They work with major lenders. They do not base their deci ... more
0 votes Share Flag Wed Jan 27, 2016 Financing in Florida
Lendawg32, Home Buyer in Middletown, NY
Lendawg32 answered:
Has anyone went through the NACA program in New York??
Anyone Need help please contact me at
0 votes Share Flag Wed Dec 9, 2015 Financing in Middletown
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
do you have to have a job in order to get a loan?
No you don't need a job, however you do need documentable income and it has to be stable and continuing. Examples of non-job income would be pension,social security, permanent disabilit ... more
0 votes Share Flag Sun Oct 4, 2015 Financing in Newburgh
Mybrandcity, Home Buyer in New York, NY
Mybrandcity answered:
if i make a salary of $28,080 a year and i'm 21 and work full time as a phlebotomosit is that enough to get a 2 bedroom apartment?
you're amazing!
my blog>>
0 votes Share Flag Sun Oct 4, 2015 Financing in 12550
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
We live in ny what does a real estate agent make percentage wise here?
Debra - replying to a question from 4 yrs. ago? Really? Also the lender is allowed to quote commission fees since she is not a licensed realtor. Same as me - I'm a retired realtor & ... more
0 votes Share Flag Thu Sep 17, 2015 Financing in Port Jervis
Kelley9378, Home Buyer in Middletown, NY
Kelley9378 answered:
Is Naca accepted in Middeltown Delaware?
Did you ever find out this answer? I am curious to know as well. :)
0 votes Share Flag Sat Aug 22, 2015 Financing in Middletown
,  in
2 References were made about hard money lenders. What do you mean? Thanks.
Hard money lenders generally need at least 25-30% down. Not 40% or more.
0 votes Share Flag Fri May 8, 2015 Financing in 10940
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
I am a foreigner and need a finance for my second home in Florida? Who can help me ?
What you'd need is a 'foreign national loan', those do exist, and you should be able to find one. Unfortunately we do not do them so I cannot help you directly. They want a larger down ... more
0 votes Share Flag Sun Feb 22, 2015 Financing in Florida
Nancy Thomps…, Home Buyer in New York, NY
Nancy Thompson answered:
I found a house to purchase but I told that I need a co-sighner but I have nobody to do it what can I do to purchase this house?
find an immigration lawyer who has clients who need to make investments in the USA in order to get their work visas and form a company to invest in real estate. Make them your LLC partn ... more
0 votes Share Flag Mon Jan 26, 2015 Financing in 12550
Dcf81, Home Buyer in Edgewater, NJ
Dcf81 asked:
Cash out refi with 5 mortgages properties I have tried 3 unsuccessful times to do a cash out refi on one of my 5 homes. We get past the appraisal and then a week later I am told that it is a Fannie mae rule that they cannot do the…
0 votes Share Flag Wed Nov 5, 2014 Financing in Florida
Nancy Thomps…, Home Buyer in New York, NY
Nancy Thompson answered:
i found a townhouse in newburgh ny for 75000 I make more than double the estimated payment I just have about a 500 credit score. any help?
get owner financing and add a balloon on the owner mortgage. up your score by adding your name onto some credit cards as a signer with your friends and family who have high scores, pay ... more
0 votes Share Flag Mon Dec 23, 2013 Financing in Newburgh
Deborah Warn…, Real Estate Pro in Woodcliff Lake, NJ
Deborah Warner answered:
Is it possible to get a small loan (50,000) with no credit or with a co applicant that has good credit?
There are some private lenders who will give you a loan. Usually your credit score needs to be close to what a mortgage broker would want. You can have a co-applicant with good credit. ... more
0 votes Share Flag Tue May 21, 2013 Financing in Middletown
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
how long do you have to work to get a loan.?
You need a 24 month history of employment. If your present job is in same field, your college/trade and/or speciality school education is counted towards this as well.
0 votes Share Flag Tue Aug 30, 2011 Financing in Newburgh
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
i have a house with a FHA loan since 1989 and i want to pay off the balance in order to rent it out for some one, What is the proces
I think I figured out what you are trying to do. The first thing to note is that you don't have to pay off your FHA mortgage in order to rent your property. It is true that FHA mor ... more
0 votes Share Flag Wed May 11, 2011 Financing in Orange County
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
We bought our house in 2007 with SONYMA assitance and low interest rate. Now we would like to refinance. What should we do?
If your interest is already low, it may not make sense to refinance--without knowing any details, your current interest rate, etc., do consult with your lender and or any qualified loa ... more
0 votes Share Flag Thu Jul 22, 2010 Financing in 10940
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
I plan to file for bankruptcy and was wondering if I foreclose on my house, will banks give me a loan to purchase another house if I put a large down
You may be able to find a seller to carry the note for you with a large down payment despite the foreclosure being on your record. Otherwise you will have to go with a hard money lende ... more
0 votes Share Flag Sat Jul 17, 2010 Financing in 10940
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
FHA Home Improvement Loan
No. You must refinance your current mortgage if you want an FHA 203(k) Rehabilitation loan. Basically, you are taking out a new mortgage that must be in first lien position when recorde ... more
0 votes Share Flag Thu Mar 25, 2010 Financing in Middletown
Peacful, Home Buyer in 10940
Peacful answered:
Quick question - Which is the better option? Paying closing costs vs. seller concessions/making a. larger down payment?
Thanks All! I've decided to go with option 2. I'm still debating whether to put the rest of the money into the down payment, or keep it in the IRA for 'emergencies'. ... more
0 votes Share Flag Wed Jan 13, 2010 Financing in 10940
Marty Remo, Real Estate Pro in Central Valley, NY
Marty Remo answered:
if I apply for a home loan and am turned down, does it show on a record?
The credit inquiry will. Being denied will not
0 votes Share Flag Sat Nov 28, 2009 Financing in 10950
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