You need an answer from someone familiar with MO law. See if the State Bar Assn or the Kansas City Bar Assn has a list of attys who will help you pro bono (without payment). You might also check to see if you are elegible for services through the local legal services/legal aid society. Good luck.... more
I'm not aware of any program for second time home buyers. That assumes that you currently own a home. NIFA defines a first time home buyer as a person who has not owned a home in the last three years. There are exceptions for people in certain circumstances. If you buy a home in a NIFA targeted area, you do not have to be a first time buyer.
If you want more info, feel free to call me at 319-1600.
Here is a link to a 15 month Trendgraphix report of the Omaha area market. You will see that the number of homes in the area are down 9% from a year ago, Pending Sales are up 39%, and Sold homes are up 20%. If you would like a report that is more specific to a home search that would be interested in, e-mail me at Roy@RoyKotzRealtor and I will get the data to you.... more