In Mississippi, there is only one company that provides down payment assistance programs - MS Home Corp. The two main down payment assistance programs are the: Mortgage Revenue Bond and the DPA (Down Payment Asssistance). MS Home Corp also provides a grant called the Home Loan Plus grant for $14,999.00.
In order to qualify for these programs, you will still need to "credit qualify" and meet certain eligibility requirements.
There may be some additional options for you, like the USDA 100% loan or the HUD $100.00 down program (which is only available on HUD foreclosures. You can visit the site at www.hudhomestore.com).
If you are interested in finding out more about these programs and if you could qualify for them, please contact me at your convenience.
Doug Capps, Fairway Mortgage, 662-429-5100 Ext. 105... more
Hello Autumn, you need to get with a lender to get pre-qualified. I can refer some lenders to you if you would like. Just give me a call 901-283-6652. Once your qualified you can start your home search. I would be more than happy to help you in finding a home just give me a call 901-283-6652.