Financing in Oceanside : Real Estate Advice

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Terry Chan, Real Estate Pro in San Diego, CA
Terry Chan answered:
This previous question was completely misunderstood. Here it is again: Can my daughter age 48 buy a mfg home in a lot lease park for me to rent?
It also depends on the bank. I know some credit unions out here will give you primary residence interest rates on second/vacation homes. I'd recommend buying a modular home that comes w ... more
0 votes Share Flag Tue Oct 20, 2015 Financing in 92057
Tony Cannon, Real Estate Pro in Carlsbad, CA
Tony Cannon answered:
California Dreamin, Not!!! American Dream, Not!!! American Nightmare, I think so!!! I have to confess, I have a high DTI - 53%..
Were you able to get refinanced? The smaller lenders seem to have more flexibility in approving borrowers who may be self-employed and new programs are coming available all the time. I ... more
0 votes Share Flag Wed Nov 13, 2013 Financing in 92056
Daniel Lehman, Other/Just Looking in San Diego County, CA
Daniel Lehman answered:
My underwriter is requiring all kinds of minor health and safety repairs for a conventional loan. Can she do?
Its over the top, and YOUR representative should have fought it BEFORE it became an issue. Underwriters can always be over the top. The question is, who is representing your best inte ... more
0 votes Share Flag Mon Jun 10, 2013 Financing in 92056
Senswella Mi…, Real Estate Pro in Altamonte Springs, FL
Senswella Mincey answered:
How do I purchase a home in the next year?
Hi Nicole,

You are doing awesome and you have a goal! You are well on your way to becoming a homeowner. It is very possible to purchase a home by the end of this year. Keep your de ... more
0 votes Share Flag Fri May 10, 2013 Financing in North Valley
Rudi Hofmann, Real Estate Pro in El Segundo, CA
Rudi Hofmann answered:
is it any problem for me to get a loan, if I live in Norway. and I want to buy a house in Oceanside in california.
Bjerg,

We can lend to Foreign Nationals under the following guidelines.
1. No one is going to require an explanation why you have chosen Oceanside.
2. Social Security Number is not ... more
0 votes Share Flag Thu Oct 28, 2010 Financing in Oceanside
Chris Richter,  in Chicago, IL
Chris Richter answered:
If new buyers or even move up buyers get an 80-90% loan to value, but have $20,000 or so in repairs, will lenders still do home equity loans?
Joe, I think you're in a broker-dominated market, but have you talked to a mortgage bank? We're seeing 90%, er 89.99%, CLTV again and 95% with PMI on SFR's.

Realist ... more
0 votes Share Flag Tue Aug 10, 2010 Financing in Oceanside
Mark O'Toole, Real Estate Pro in Oceanside, CA
Mark O'Toole answered:
i hope someone can help me with refinancing questions?
Hello Marc, I am the Broker / Owner of Pacific Coast Home Mortgage & Real Estate and you do have options available to you. We are located in downtown Oceanside and would be glad to ... more
0 votes Share Flag Wed Jun 9, 2010 Financing in Oceanside
Mark O'Toole, Real Estate Pro in Oceanside, CA
Mark O'Toole answered:
Who are good lenders in this area?
Hello Stephan, I am the Broker / Owner of Pacific Coast Home Mortgtage & Real Estate located in Downtown Oceanside. We offer Conventional and VA financing along with Private Money, ... more
1 vote Share Flag Wed Jun 9, 2010 Financing in Oceanside
Christopher…, Real Estate Pro in Oceanside, CA
Christopher Rodriguez answered:
What is GFE?
It is also very very important for you to be pre pared for over disclosure and delays as the new regulations have banks in a sort of panic to over ensure the borrower is being disclosed ... more
0 votes Share Flag Wed Mar 10, 2010 Financing in Oceanside
Liz Saldana, Real Estate Pro in Carlsbad, CA
Liz Saldana answered:
I would like to purchase my first home in Oceanside. I am in the 150k - 180k range. What would be the best?
Hi Craig,

I agree with the pros above. First step is to get with a lender and see what your situation looks like. The FHA and VA are the two best first time home buyer programs ava ... more
0 votes Share Flag Wed Dec 3, 2008 Financing in Oceanside
A,  in San Diego County, CA
A answered:
Should we pay off debt or keep for down payment?
In my opinion; Talk to a lender you can trust.If you need references I am sure every agent who has responded could reccomend you to someone that they trust.
In addition, if you are f ... more
0 votes Share Flag Thu May 15, 2008 Financing in Oceanside
Javier Varon, Real Estate Pro in Carlsbad, CA
Javier Varon answered:
how do i know if i should hang on ho has the best rates to ref?
Try your local Credit union... if you can go to Navy Federal.. .they're local. or try bankrate.com
0 votes Share Flag Wed Sep 26, 2007 Financing in 92056
Javier Varon, Real Estate Pro in Carlsbad, CA
Javier Varon answered:
How do I find the best deal on a mortgage?
Go to the website below and also call your local credit union. They tend to have great rates.
0 votes Share Flag Wed Sep 26, 2007 Financing in Oceanside
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