Â The Columbus Board of Realtors has updated and enhanced its Central Ohio MLS (Multiple Listing Service). Our new system provides us with more detailed housing data, by county, these stats should be
You do not need points but you pay points to lower your interest rate. So if you see a mortgage person giving you a quote of a rate with 1 point that means you are paying extra closing costs in order to get that discount in the rate.
You need to see how long you need to stay in the home in order for it to make sense to do that.