Oak Island : Real Estate Advice

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336 Properti…, Real Estate Pro in Chapel Hill, NC
336 Properties asked:
What is the best way to finance a mobile home purchase on Oak Island? I do not have a mortgage on my primary residence but my credit isn't stellar. Also, I have my NC RE license, but I have been told that agents on OKI do not offer referral fees. Is this correct?
0 votes Share Flag Thu Dec 17, 2015 Home Buying in Oak Island
Pete Key, Real Estate Pro in Oak Island, NC
Pete Key answered:
When are the NEW FEMA flood zones going to be available for Oak Island, NC?
The Preliminary Flood Zone Maps are now available. We received links to them about three weeks ago. They go into effect next year. Contact me for a link.
0 votes Share Flag Mon Sep 22, 2014 Home Insurance in Oak Island
John Reeves, Real Estate Pro in San Diego, CA
John Reeves answered:
Are termites a problem on the island? Who would be a good contact there?
In case that you need help, here is my suggestion for a termite expert:

http://www.yellowpages.com/oak-island-nc/mip/cleggs-termite-pest-control-5127267
0 votes Share Flag Thu May 15, 2014 Home Buying in Oak Island
Cheryl Kuntz, Real Estate Pro in Southport, NC
Cheryl Kuntz answered:
What are the FEMA requirements for buying an older home on pilings not up to code (height)in a V flood zone? Do you have to lift the home?
This is just in from NC Realtor Report:

Flood insurance relief is on its way
On April 15, 2014, FEMA issued a WYO Company Bulletin implementing the first provisions of the Flood Ins ... more
0 votes Share Flag Wed Apr 16, 2014 Home Buying in 28465
Mmf3279, Home Buyer in Oak Island, NC
Mmf3279 answered:
If a house on pilings in Oak Island is destroyed in a hurricane, what is the current cost per square foot to rebuild it?
I just spoke with a lady a month ago whose home was almost completed and it was around 1400 sq ft on piling with an elevator. I'm not sure about the finish on the inside but the exterio ... more
0 votes Share Flag Mon Nov 25, 2013 Home Buying in Oak Island
James Philli…, Real Estate Pro in FUQUAY VARINA, NC
James Phillips answered:
What would the current cost per square foot be to replace a home lost in a hurricane in Oak Island, NC 28465? (not including profit markup)
Phillips Properties Group and Coastal Phillips in addition to handling both residential and Commercial sales, management and rentals also Builds Homes and has Two Custom Builders that w ... more
0 votes Share Flag Sun Nov 17, 2013 Market Conditions in Oak Island
Daniel Fisher, Real Estate Pro in Charlotte, NC
Daniel Fisher answered:
Looking at a house 2 blocks in from the beach on Oak Island before going any further I wanted to know how much flood insurance would be? high avarage
Good evening, Potty:
Insurance is address specific. I would call my current insurance agent or a local agent with a few of my favorite addresses and ask for insurance rates. If you ap ... more
1 vote Share Flag Mon Nov 4, 2013 Home Buying in Oak Island
John Hamilton, Real Estate Pro in Oak Island, NC
John Hamilton answered:
looking at 101 ne 64th is that a short sale? Agent not responding.
Hello. This home is not a short sale. This transaction should not take long like a short sale. I believe that this home has been past down to the children and they simply want to sal ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in Oak Island
Neva Cardwell, Real Estate Pro in Oak Island, NC
Neva Cardwell answered:
I notice there are plenty of older homes on OKI and some need a lot of updating. Is there a local lender who is good to work with on these homes?
If it isn't a mobile home and you are looking to secure a conventional loan, as long as the home appraises for what you are paying for the home, or higher, many local lenders can be ver ... more
0 votes Share Flag Wed Oct 23, 2013 Home Buying in 28465
Sharon  Paul, Real Estate Pro in Oak Island, NC
Sharon Paul answered:
Approximate insurance rates
Your question needs to be referred to an insurance agent, and I'll be glad to do that, but first do you currently have Homeowner's Insurance? Secondly are you referring to the town of ... more
0 votes Share Flag Mon Jul 29, 2013 Home Insurance in Oak Island
Tom Bohlmann, Real Estate Pro in Wake Forest, NC
Tom Bohlmann answered:
What is a reasonable amount of time to expect a bank to respond to a bid on a short sale?
Recently I have had answers back in 7 to 10 business days.
0 votes Share Flag Fri Jul 26, 2013 Home Buying in 28465
Hal Bolin, Real Estate Pro in Brunswick, GA
Hal Bolin answered:
How do you get a footprint on ocean front property on Oak Island checked to see if a lot is re-buildable or not? Who to contact?
Donna has the answers, but to be sure the footprint has not changed, get it verified by a qualified land surveyor in this county (Brunswick) before actually spending $$$!
0 votes Share Flag Wed May 15, 2013 Home Selling in Oak Island
Cronick, Real Estate Pro in Oak Island, NC
Cronick answered:
This house is listed as not rebuildable? Is that common for beach homes?
You can learn more about non-buildable lots by visiting the NC CAMA wesbite. Homes must be build a certain distance from the line of stable vegetation. The distance depends on the s ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in Oak Island
Lynda Haraway, Real Estate Pro in Oak Island, NC
Lynda Haraway answered:
I am looking for investment properties in the Oak Island and Southport areas of NC. My criteria is rents have to be at least at 1% of sales price.
Good afternoon Gabe,

There are many places currently on the market on Oak Island that would pay for themselves with the rental income and of course the listing prices of homes right ... more
0 votes Share Flag Wed Feb 13, 2013 Home Buying in Oak Island
Cheryl Kuntz, Real Estate Pro in Southport, NC
Cheryl Kuntz answered:
What is the avrage cost of flood insurance for homes 2 blocks from the ocean?
If you are asking about 112 SE 55th, that property is under contract and had 18 bids on it. It will sell for way ,more than the $124,900 listing price. We are seeing a ton of multiple ... more
0 votes Share Flag Wed Feb 6, 2013 Home Buying in Oak Island
Neva Cardwell, Real Estate Pro in Oak Island, NC
Neva Cardwell answered:
all homes sold in 2012 on oak island
Dear Mr. Phillips.
This location on Oak Island provides a direct beach access. This property has been on the market over 9 months. Considered a 'fixer-upper'.
Are you coming to the ... more
0 votes Share Flag Mon Feb 4, 2013 Market Conditions in Oak Island
James Philli…, Real Estate Pro in FUQUAY VARINA, NC
James Phillips answered:
General Questions about real estate on Oak Island.
I can tell you which properties have paid and which have not. Once we have selected the price you are interested in we can view the properties until we find the right two or three and t ... more
0 votes Share Flag Mon Feb 4, 2013 Market Conditions in Oak Island
Cheryl Kuntz, Real Estate Pro in Southport, NC
Cheryl Kuntz answered:
Looking at investment rental property. What is the avg. rental income per year on a (3) bedroom condo near (not on) the beach? Thanks
Does it have previous rental history? There are a lot of variables that factor in. you can go to www.rentalsatthebeach.com and see what other units get in rent different times of the ye ... more
0 votes Share Flag Mon Jan 21, 2013 Market Conditions in Oak Island
Libba Motsin…, Real Estate Pro in Oak Island, NC
Libba Motsinger answered:
elementarty school
Southport Elementry is grades 1 thru 5 and it's in Southport all the kids that live on Oak Island attend school therre
0 votes Share Flag Sun Jan 13, 2013 Market Conditions in Oak Island
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