Financing in Oak Hills : Real Estate Advice

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John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
Owning multiple properties using a VA loan.
Hi Haley,

Unfortunately you're not going to be able to buy just land with a VA mortgage. You maybe able to buy another home with a VA mortgage with your 2nd tier or bonus VA entitlem ... more
0 votes Share Flag Mon Aug 6, 2012 Financing in Oak Hills
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
I own a home and want to buy a second home, but unable to qualify by my self. What are my chances if, lets?
Hi Ben,

It may work depending on why you're unable to qualify on your own.

If it's due to your credit scores/history, a co-borrower isn't going to help. If it's an issue with your ... more
0 votes Share Flag Tue Apr 10, 2012 Financing in Oak Hills
John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
credit score
Hi Vanessa,

It depends on the loan program.

For an FHA loan you'll need a 640 or better middle score for most lenders .

For a conventional loan you'll need a 680 or better midd ... more
0 votes Share Flag Tue Apr 10, 2012 Financing in Oak Hills
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Why is it near impossible for a buyer to qualify for a home! The focus is on forecloseures not home buyer's !
We are extremely busy with home buyers who are qualified (note: I am a realtor and loan officer) are sales have not dipped. Many families you have great credit, downpayment, not livi ... more
0 votes Share Flag Mon Jan 19, 2009 Financing in Oak Hills
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