Home Buying in Northdale : Advice

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Jim, Both Buyer and Seller in Norcross, GA
Jim answered:
Person visiting US on visitor visa, can he buy the house?
Watch out the guy named Ricard - EI Bey.
He is a fraud. He cannot get you any loan at all. What he does is cheat your money for appraisal which he will never done. Once if he got the m ... more
0 votes Share Flag Wed Feb 4, 2015 Home Buying in 33624
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
New home being built and a question about commission.
In my experience, lenders only consider the income at the time of application. Future income is never guaranteed - that is unless you have an employment contract. In that case, with a s ... more
0 votes Share Flag Thu Nov 27, 2014 Home Buying in 33624
Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
Does anyone know a creative way to get a down payment to buy my first rental property? I need about $7,000.
Option #1: Negotiate a separate installment plan for the down payment. Sometimes the seller will allow you to pay the down payment on a monthly basis.

Option #2: Trade something oth ... more
0 votes Share Flag Thu Aug 28, 2014 Investment Properties in 33626
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
How do I know whether I will get a house with sinkhole?
Dear James,

It's crucial to hire a highly experienced inspector to see if there are any visible signs of subsidence.

One of my clients was saved a lot of problems when a very expe ... more
0 votes Share Flag Wed May 7, 2014 Home Buying in 33626
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I am relocating to South Florida from Chicago and am looking at homes in Tampa and surrounding areas including Bradenton and Apollo Beach.
A. Wit,

I would encourage you to consider renting month-to-month for a period to allow yourself some time to get a good feel for what area(s) will best meet your needs.

The averag ... more
2 votes Share Flag Wed Jan 8, 2014 Home Buying in 33626
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
What is HOA and HOA contact info for 5805 Red Cedar Ln, Tampa, FL 33624?
Hi,

I can help you with this if you're not already working with a Realtor. Has your Realtor already shown you this property? If so, have your Realtor do the homework for you asap! T ... more
0 votes Share Flag Fri Jan 3, 2014 Home Buying in 33624
Richard- El…, Real Estate Pro in Atlanta, GA
Richard- El Bey answered:
Person visiting US on visitor visa, can he buy the house?
Foreign National Loans

Borrowers using TIN Okay
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Foreign Nationals {Expatriate}- NO PASSPORT {Must have valid work visa or 30% ... more
0 votes Share Flag Tue Nov 12, 2013 Home Buying in 33624
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
We net 6k a month. Broker says only 1600 is income? Wifes comission doesn't count ie. 1.2 yrs. I hired onto a new company in same field
Banks look at 2 past years and current YTD in net income for self-employed individuals.
The current year should be equal to the previous year or better - in income, or the lower of 3 y ... more
0 votes Share Flag Tue Oct 15, 2013 Home Buying in 33624
Rhonda Augus…, Real Estate Pro in 33607
Rhonda Augustine answered:
Any suggestion about buying home in tampa?
Hi Rama,
Thankfully, you have good inspectors who are doing their jobs well and earning their fees. You are much better off spending a little up front to avoid a headache down the roa ... more
0 votes Share Flag Wed Jun 26, 2013 Home Buying in 33626
theresa56, Home Buyer in Tampa, FL
theresa56 answered:
Question about a short sale contract
What if a short sale contract does not say "as is" anywhere on contract
0 votes Share Flag Sat May 11, 2013 Home Buying in 33624
Lisa Reeves, Real Estate Pro in 33606
Lisa Reeves answered:
I made 70 thousand plus this year have no debt have an income property i have no downpayment credit score of 640
Depending on how long you have had your income and what type of income it is will determine if a lender considers all of it. If some of your income is based on your income property - y ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 33626
Ann Ryan, Real Estate Pro in 33178
Ann Ryan answered:
Rent vs. Buy - From the little bit of reading that I have done, I am guessing that prices will go down to '99-
Interesting, because the market is voting now... and in most place prices are increasing. If you can find a distressed property that has $100 per square foot, I suggest you buy it now. ... more
0 votes Share Flag Tue Mar 5, 2013 Home Buying in 33626
Lisa Reeves, Real Estate Pro in 33606
Lisa Reeves answered:
Landings of Tampa
Since this is a cash only complex - ROI is over 20 and the more commonly used CAP rate averages over 15. This is a good investment. Unknown are special assessments which could distinct ... more
1 vote Share Flag Wed Apr 25, 2012 Home Buying in 33624
Alan May, Real Estate Pro in 60201
Alan May answered:
HOW CAN I GET A REALTOR TO CALL ME? I AM IN THE MARKET FOR A HOME!!!!
I'm gonna guess that this post will get you more calls than you were looking for. Good luck.
0 votes Share Flag Sat Oct 8, 2011 Home Buying in 33624
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
do you need a down payment on a foreclosure home?
If you find a VA owned foreclosed home (not any available right now in Tampa), there is VA Vendee financing that would allow zero down even if you are not a Veteran.

Also as mentione ... more
0 votes Share Flag Fri Apr 1, 2011 Home Buying in 33626
Debra B Albe…, Real Estate Pro in 34986
Debra B Albert PA answered:
If I get pre-qualified by my bank but then quit my job, before I buy a house, will i have to get qualified again?
IF you are qualified for a loan and you make changes, you will need to be requalified.

Think about it, your mortgage qualification is a snapshot in time. If there are changes good o ... more
0 votes Share Flag Thu Mar 10, 2011 Home Buying in 33626
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
We are under contract to buy a short sale home, closing is in 3 weeks, the agent now tells us the bank is doing a forclosure sale. What can we do?
Also what has worked for me is I'll send a fax to the attorney that is shown on the Lis Pendens and include the HUD-1 Settlement statement that shows the net amount.

Ask your Re ... more
0 votes Share Flag Wed Sep 1, 2010 Home Buying in 33624
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
We are currently trying to purchase a short sale condo in Coconut Creek Fl. We offered a price and signed a contract with a $5K doownoayment on 4/20/
Dear Kathryn,

Be very, very careful as an ALL CASH buyer. You absolutely need an attorney to review the Title Commitment and your closing documents. Larry Fuentes is one of the be ... more
0 votes Share Flag Mon Aug 9, 2010 Home Buying in 33624
Athena Chili…, Real Estate Pro in San Carlos, CA
Athena Chilicas answered:
Contact Member of Congress about Bank Owned Home?
Hi Sarah,
Buying a bank owned home can be a difficult process. It is important to work with a Certified Foreclosure Speciialist or a Realtor who has success in working with buyers of ... more
0 votes Share Flag Mon Jun 14, 2010 Home Buying in 33624
Athena Chili…, Real Estate Pro in San Carlos, CA
Athena Chilicas answered:
We offered the asking price on a short sale and got a signed contract with the seller who told us he had an approval letter from his lender. Turns
Hi Ann,
I understand the frustiration. Unfortunately, the second ( especially if the second is an equity loan) can be very difficult and at times, will refuse to cooperate and "f ... more
0 votes Share Flag Sun Jun 13, 2010 Home Buying in 33624
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