We were looking for an answer of how it would affect your home owner's insurance rates, if they were higher or not. I called my insurance agent and she said, it would be probably an additional $20 per year (maybe) due to the fact that when replacing a ceiling, vaulted ceilings are a little more costly to replace than standard. I hope this helps some people. thanks for this forum.... :)... more
OK...I can tell his scores won't work as far as I can tell...but what about yours? May I suggest that you contact a local lender in the area to talk these concerns over with. I would love to help you find a home, but it would require knowing what you are pre-approved for price wise as well as knowing you what you do qualify. A good lender can help you focus on what you need to do to clean up your credit enough to qualify. If you'll send me an email using the contact info under my name, I send you the names and contact info for a couple of local lenders that I work closely with.... more
dont be fooled! I stopped by and looked at this property. What they are not telling you: Some of the pics shown are not of this house, it is a modular home, and it is a dump that smells like cat crap, multiple plumbing leaks, rotted siding, no egress from basement, severely abused, neglected home and property.... more
Want to buy a homeWe are interested in buying our first home. My husband credit score is 598 on transunion and 587 on equifax. We have 1 year one our lease and we are hoping to get ready to purchase by the
I'm in the midst of buying a home. Toured it, fell in love, and put in an offer. Fell in love until I saw the inspection report. Evidence of water damage, evidence of past rodent infestation, outdated electrical outlets, and worst of all, a roof that was "nearing the end of its serviceable life".
Had a professional roofer examine the roof and he agreed with the inspection. Cost to fix the roof is $12,000. At first I thought there should be a credit of $12,000 off the purchase price, but that's not really helpful. I'm putting 20% down and $12K off only saves $2,400 on the down payment. So, I'm asking the sellers to replace the roof and fix the electrical issues. I'm sure once they are finished laughing at my requests, they'll move on to another buyer.
Buying a home is just an unpleasant experience in my opinion. Unless you have unending amounts of money.... more
You need t o contact the agent who posted the photos and have them remove them. Like prointing an ad in the newspaper, after it sells, you cant just recall all copies. Listings are broadcast to many more sites than just Trulia.... more
Woodcroft is one of the most desired subdivision in Durham and homes here generally carry about a 10% premium in pricing over comparable homes nearby but not in Woodcroft.
The thing to remember is there's the chronological age and the effective age. If you have new(er) heating and cooling systems, hot water heater, roof, electrical and plumbing fixtures and the interior is updated and current then the effective age of the home may only be a few years old and I would expect the home to move with the market. If you do nothing and the home is simply 5-10 years older than the chances of it appreciating in value are slight.... more
Just make sure the seller pays for any treatments and more importantly any necessary repairs. Your inspector can then go out and verify the work has been done. If that does not make you feel comfortable then cancel the contract and get your deposit back minus the inspection fees.... more