Financing in Newport News : Advice

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Kenji Inui,  in Irvine, CA
Kenji Inui answered:
Hi, is there a way to have my credit pulled just so that I can see if I qualify for a mortgage loan? Or what I need to do with my credit to qualify
Any lender will pull your credit for a pre-qualification. You can also use credit services such as freecreditreport, creditkarme, etc. Freecreditreport will give you 1 free report ann ... more
0 votes Share Flag Wed Jun 17, 2015 Financing in 23602
Michelle Pol…,  in Yorktown, VA
Michelle Pollock answered:
We would like to refinance our non residence home. Had to move for job transfer, home is in NY and we are in VA. Need advice?
Your first step will be to contact a lender. If the property has equity and you have good credit, you should be able to do this. If it is a rental property it will be evaluated differ ... more
0 votes Share Flag Wed Nov 27, 2013 Financing in Newport News
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
Can I refinance on unemployment?
BJmurva, what type of loan do you have?
0 votes Share Flag Mon Aug 5, 2013 Financing in 23601
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How do mortage consultants expect the "Debt Crises" to effect the mortage rates in the upcoming next few weeks?
My question would be:

How can anybody be making money at these low interest rates?
The Banks are giving us 1 1/2 to 2 1/2% on a Savings account and bragging about it!
I saw a figur ... more
0 votes Share Flag Fri Jul 29, 2011 Financing in Newport News
Lori Jeltema, Real Estate Pro in Newport News, VA
Lori Jeltema answered:
So my FHA appraisal came in for my refinance. There is no way my house is worth what the FHA appraiser says it's worth. It is like 35000-45000
I would pay close attention to the comparibles used. Are there Really 3 or 4 closed sales in the past few months or did the appraiser have to go back further or go out of the area? If ... more
0 votes Share Flag Wed Jun 2, 2010 Financing in 23602
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I just had an FHA appraisal done for a refinance. Will the appraiser take my new 2010 tax assessment into account? It is an FHA refinance. I also was
Your assessment has nothing to do with what the appraised value of your house is.

As far as conducting a fha appraisal, this is not normal. The fha appraisers job is to check to make ... more
0 votes Share Flag Thu May 27, 2010 Financing in 23608
Samantha Sed…, Other/Just Looking in Newport News, VA
Samantha Sedlak answered:
How can I refinance a non-warrantable investment property that has a 25% of the units deliquent on association dues. There are only 4 rentals on72unit
Dear Shawn,

Kathi is right about the loan information. If you really need to get out of this loan, refinancing may not be the best answer especially if you're already losing mo ... more
0 votes Share Flag Thu Jan 7, 2010 Financing in 23602
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