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First thing is improving your credit score depending where it is at, the chances of buying a house are very good at the moment. It isn't as much hassle as it used to be. The following step would be getting a pre-qualification which is free to see what amount the bank would loan to you.
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The question you should be asking is whether you can trust your agent. One way to find out is to see if any of them will voluntarily tell you and offer you a buyer agent commission rebate in NYC. I guarantee you none of them will. What does that tell you about their honesty?
I've included a link below to a guide with pretty epic tips on how to choose a buyer's agent in NYC. Good luck on your search and choose wisely!... more
No. Technically a co-op apartment is not real estate. You own shares of stock in a limited housing corporation that gives you a proprietary lease to live in a specific unit. You are the owner of stock - not real estate even though you can sell your unit on the open market.
Lenders can only use real estate where the owner has a title or deed to the property. You should sell the co-op first, then buy a home in Westchester.... more
Technically, no. You do need to be licensed or a professional property manager. However, if you are a family member or long time friend, then yes you can collect rents and maintain the properties. You will need a signed agreement or contract that spells out every little detail.... more
The important thing is whether you had a financing contingency and earnest deposit contingency in your contract. If you had these contingencies, you can walk away and get your money returned.
The broker has no responsibilities or duty in this situation. The only issue is whether the broker advised you to include these contingencies in your offer. If they did not advise you to do it, then you can go after the broker. You should also seek legal advice.... more
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