Nelson County : Real Estate Advice

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Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
How much does credit card debt effect purchasing a new home? What is the protocol?
Very much so and usually no, you cant roll debt into your home purchase. You should meet with a local and trusted loan officer who can check your credit and inform you properly based on ... more
0 votes Share Flag Thu Mar 24, 2016 Home Buying in 40004
Jennifer Sim…, Both Buyer and Seller in Bardstown, KY
Jennifer Simpson asked:
How do I put this house on the market on Trulia. It is not very user friendly as far as that goes. Plus I updated the house info to include a description and it is not showing up. Why?
0 votes Share Flag Fri Mar 4, 2016 Home Selling in 40004
Jessandgina65, Home Buyer in Highgrove, KY
Jessandgina65 asked:
looking for a loan to build a berm home
0 votes Share Flag Mon Dec 28, 2015 Financing in Highgrove
Nathan Jones, Real Estate Pro in Bloomfield, KY
Nathan Jones answered:
How can you find a listing of rural older homes for sale in the 40004 ?
There are many great resources for local searching. It can sometimes be hard to separate out the "rural" homes from those that are in a town or city. This is where the services of a gr ... more
0 votes Share Flag Mon Feb 24, 2014 In My Neighborhood in 40004
Carolyn Rich…, Real Estate Pro in Bardstown, KY
Carolyn Richards answered:
Who should I contact first a mortgage broker, bank or real estate agent?
You will want to contact a Mortgage Broker first for a Pre-Qual. You can give a Pre-Qual to an agent so they know you are serious about purchasing a home.

Call me at JPMortgage in Ba ... more
0 votes Share Flag Thu Jan 16, 2014 Home Buying in Bardstown
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I'm a single Mother and I was woundrering do you have to have perfict credit to qualify for the tax credit?
Kentucky first time home buyer grants and loan programs – The Kentucky Housing Corporation (KHC) offers programs for first time home buyers.

The KHC offers home ownership educ ... more
0 votes Share Flag Thu Dec 19, 2013 Home Buying in Bardstown
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Do I need an agent if I buy from owner?
Of course not.
You also don't need to have a fire department.
When things do go wrong, the value of the fire department and professional represetation become crystal clear. By that ... more
0 votes Share Flag Tue Oct 29, 2013 Market Conditions in Bardstown
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
me and my boyfriend are looking for apartment with one bedroom and at least one bath, any suggestions?
I would suggest you try the regular rental sites: (Rentals Section) (Rentals Se ... more
0 votes Share Flag Wed Aug 28, 2013 Rentals in Bardstown
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
I am new to home buying.
Down Payment is not required Borrowers without savings, or who wish to retain their savings qualify
100% financing More Americans become homeowners
No reserves are ... more
0 votes Share Flag Sat Aug 24, 2013 Home Buying in Bardstown
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
What is the variance in list price versus sale for houses in the $300K range?

The following is a list of documents that may be required to process your Kentucky VA mortgage loan:
... more
0 votes Share Flag Sun Jun 30, 2013 Home Buying in Bardstown
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
What is the minimum credit score you need to be approved for a home loan?
Your credit score is just one of the factors your mortgage lender will use to determine whether you qualify for financing. The problem is, every lender uses different methods to determi ... more
0 votes Share Flag Sun Jun 30, 2013 Home Buying in Bardstown
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
We recently bought a home to find out 3 weeks later that the plumbing constantly backs up and we will need to replumb our kitchen.
Before you take to step to replumb, check your vent lines first. A birds nest there could cause such a problem, in which case replumbing would not solve anything. The second step would ... more
0 votes Share Flag Fri Jan 18, 2013 Remodel & Renovate in Bardstown
Terry McCarl…, Real Estate Pro in Cape Coral, FL
Terry McCarley answered:
House vacant for a few years, tried to contact the bank beginning the foreclosure process, they won't tell me anything,
The bank can't discuss this with you unless you are the borrower. Until the home is foreclosed on they can't sell it anyway. Your only hopes of buying it before it goes thru final for ... more
0 votes Share Flag Tue Jul 31, 2012 Foreclosure in 40004
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
What will happen if we change our minds about a home that we had made an offer on with a contingency if we decided we don't want it after all?
It appears that the contingency you have on the home to purchase was contingent upon the sale of your home (not tied to any specific buyer). If your home is still on the market ... more
1 vote Share Flag Thu Jun 2, 2011 Home Buying in 40107
Joann L. Pro…, Real Estate Pro in Centreville, VA
Joann L. Prociv answered:
What is the minimum credit score to get a loan for a home under $150,000, with income of $65,000/yr.?
FHA minimum score is about 550! Some lenders have special programs that are based on your gross income such as the Community Development Program, VHDA which is the Virginia Housing De ... more
0 votes Share Flag Wed Apr 6, 2011 Home Buying in Boston
MarieH, Home Owner in 40004
MarieH answered:
Why would buyer's agent be so evasive about how close to closing they are?
Well we finally got our answers. The buyers agent has lied to us. The buyer was not approved for the amount they offered and have been spending this time trying to get a loan for that a ... more
0 votes Share Flag Thu Mar 24, 2011 Home Selling in 40107
Mark Atteber…, Real Estate Pro in Louisville, KY
Mark Atteberry answered:
How can I make my realtor to include sq ft of my house in websites. In searching by sq ft house never appears in Trulia and shows 0 in other sites.
Asking your Realtor to email a printout from your local MLS will resolve the issue of whether he/she listed the square footage or not. If it is on the printout then it could be an issu ... more
0 votes Share Flag Sun Dec 26, 2010 Home Selling in 40004
Monir Mamoun, Real Estate Pro in Denville, NJ
Monir Mamoun answered:
do u have to have at least a credit score of 650 to get the $8,000 tax credit?
Nope, no specific score was necessary for this one.

If you want credit tips visit my blog, Top 10 Credit Myths. Good luck Jamien!
0 votes Share Flag Sun Oct 3, 2010 Credit Score in New Haven
Nancy Keith…, Real Estate Pro in Louisville, KY
Nancy Keith Cooper Realtor answered:
would you condsider renting? we are older couple with no where to go
I'm not sure if your asking someone if they would consider renting to you and you have no place to go. If this is the case your might want to try the KHC web site for homelessness ... more
0 votes Share Flag Thu May 13, 2010 Home Buying in Bloomfield
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