Home Buying in National City : Advice

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David Woods, Real Estate Pro in La Jolla, CA
David Woods answered:
I filed bk 7 in 2010 can i buy a house now...i dont have any debt.
Suzanne,
I have a great lender that works regularly with my clients who have had bankruptcies and short sales.
He also offers Zero lending fees which can save you thousands in closing ... more
0 votes Share Flag Mon Jan 26, 2015 Home Buying in Paradise Valley
David Woods, Real Estate Pro in La Jolla, CA
David Woods asked:
801 National City Blvd, in litigation for HOA violation, deposition this week & arbitration is 08/15. What concerns should i have for my buyer? client? Called law firm handling case and they couldnt give much info. The issue is with prior owner and HOA violations, such as railings, firewalls and other code issues.
0 votes Share Flag Mon Jan 26, 2015 Home Buying in National City
Mark and Kari…, Real Estate Pro in San Diego, CA
Mark and Kari Shea answered:
Hi, I'm searching on Trulia for commercial spaces (150-300 SF) in National City CA, and I'd like more information.
Hi Chelna,

We do investments properties as part of our business. In order to take advantage of Loopnet (the #1 commercial site). you must pay for the service...which we do.

You c ... more
2 votes Share Flag Mon Oct 13, 2014 Home Buying in National City
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
How safe is National city area?
Crime free Neighborhoods

I've been seeing an inordinate amount of these questions popping up on Trulia in recent weeks. As I've said on the other threads I've commented on there's ab ... more
0 votes Share Flag Tue Dec 31, 2013 Home Buying in 91950
J.R. Thrasher, Real Estate Pro in San Diego, CA
J.R. Thrasher answered:
I live in my parents property and they are now both deceased. I am paying their mortgage but I would like to sell their property. We have a trust
Not only do you need an Real Estate agent you need someone that has experience with trusts. It sounds like the trust calls out for the home to be in the trust but that the trust was nev ... more
0 votes Share Flag Mon Nov 18, 2013 Home Buying in National City
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
How safe is 91950 area?
Good Morning,
Realtors are prohibited from answering this kind of question 1) because it can be considered "steering" and 2) because there is all sorts of liability attached to it. Tru ... more
0 votes Share Flag Mon Jun 24, 2013 Home Buying in 91950
Jerry Heard, Real Estate Pro in San Diego County, CA
Jerry Heard answered:
Is 1310 L ave in a bad area of national city?
Melissa,
Agents cannot legally answer that question. However we can direct you to sites that can provide you with information about crime in a particular area. This site has useful inf ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in National City
Daniel Di Ma…, Real Estate Pro in Chula Vista, CA
Daniel Di Matteo answered:
is it ok to buy a short sale house?
That's kind of an odd question to ask. Of course it's ok to buy a short sale but you should be aware of the differences in the transaction and be aware of the process so you can have th ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in National City
Kathy Hines…, Real Estate Pro in Plano, TX
Kathy Hines 972-632-6530 answered:
should I lock my interest rate from my lender or should I wait to see if FHA interest rate will go down?
Waiting around can lead to missed opportunity. Rates have been very good. What if you waited and they went to double digits?


Kathy Hines
0 votes Share Flag Sun Jan 8, 2012 Home Buying in National City
Cory La Scala, Real Estate Pro in San Diego, CA
Cory La Scala answered:
Can you tell me if 1300 roselawn st national city is sold or is about to be sold. I have gotting so many differnet answer to the question .
Hi Robert,

1300 Roselawn was listed for sale on January 11th, and is showing as an Active listing, but should be in Contingent status, as they are not taking any more offers. Conting ... more
0 votes Share Flag Wed May 11, 2011 Home Buying in National City
Mary Ellen W…, Real Estate Pro in San Diego County, CA
Mary Ellen Wilson answered:
Looking closely at a property to buy in AZ with long term Section 8 Tenant - Does the state revise the rents when the time comes for lease extension?
When I owned property there a couple of years ago, you needed to send in a letter requesting a rental increase 60 days prior to the anniversary.
0 votes Share Flag Tue Jan 11, 2011 Home Buying in National City
Daniel Salaz…, Real Estate Pro in El Cajon, CA
Daniel Salazar answered:
I am interested in newer condo off of 8th, just before getting on the 5 freeway heading north. They seem reasonable prices - draw backs?I'm
I believe the condo's your talking about are on the corner of 8th and National City Blvd. These condo's were previously hotel rooms that were converted to condos. If you would ... more
0 votes Share Flag Fri Oct 22, 2010 Home Buying in National City
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Is this FHA upfront mortgage premium refundable when ltv reach 80 %??? or it is just the part of MI which is
Hi Rabia,

FHA requires you will have to pay Mortgage Insurance for a MINIMUM of 5 years, or until you have paid your original LOAN AMOUNT down to 78% (not that the loan amount is 80% ... more
0 votes Share Flag Thu May 21, 2009 Home Buying in National City
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Can someone explain what is an FHA upfront mortgage premium?
Actually even if you get an FHA for less than 80% LTV you would still have 1.75% of the loan amount in up front mortgage insurance. Of course you could also do a conventional loan at 8 ... more
0 votes Share Flag Sat May 16, 2009 Home Buying in National City
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
any ideas on what the interest would be for a HFA loan in this economic mess, how can I compare loans ?
You should be under 6% for an FHA 30 year fixed right now. If you are getting a 30 year fixed loan it can make sense to pay more for a lower rate if you plan to be in the property for ... more
0 votes Share Flag Sat Sep 20, 2008 Home Buying in National City
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