Home Buying in Naperville : Advice

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Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Is there anyone in Illinois that is willing to do an 80/15/5 loan, with the total loan amount being above $417K anymore?
Great question, looking forward to the updates.
0 votes Share Flag Wed Jan 21, 2015 Home Buying in Naperville
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
do you have rent to own listings?
you can buy a home now with as little as 1% down (which is likely less than your first month rent + security deposit) AND get assistance from the State of Illinois to help you buy the h ... more
0 votes Share Flag Tue Jan 13, 2015 Home Buying in Naperville
Michael B De…, Other/Just Looking in 48415
Michael B Decman 630-427-4668 answered:
I am looking to purchase my first home, hopefully, using one of the IHDA programs in conjunction with an FHA Loan. What time frame am I looking at?
Use my application link and I would expect to have you in a new home in 45-60 days or less

Mike Decman
Cherry Creek Mortgage Company
6440 Main Street, Suite 320
Woodridge, IL 6051 ... more
0 votes Share Flag Fri Dec 26, 2014 Home Buying in Naperville
Michael B De…, Other/Just Looking in 48415
Michael B Decman 630-427-4668 answered:
Mortgage contingency and appraisal........
Simply put if you are unable to secure financing should cover you due to the fact the finance approval is based off appraised value. If your property does not appraise for the contract ... more
0 votes Share Flag Mon Nov 24, 2014 Home Buying in Naperville
Tamara Schus…, Real Estate Pro in Naperville, IL
Tamara Schuster Broker, Agent answered:
My family are looking to rent in the naperville area. We would like to know the best schools for a child with autism. my child is 6 yrs old.
This is a good question to ask however it is important to research on your own and visit the schools administration in person and they will share all the programs for your special needs ... more
0 votes Share Flag Sat Nov 22, 2014 Home Buying in Naperville
Dimka_dancer…, Home Buyer in New York, NY
Dimka_danceramic answered:
Can anyone recommend a Russian speaking Lender and/or Attorney?
I am looking for the realt manajer in Palatine il.
Marina may you help me ?
0 votes Share Flag Sun Oct 19, 2014 Home Buying in 60564
Kathryn Hoff…, Real Estate Pro in Naperville, IL
Kathryn Hoffman answered:
how's the best way to sell my house without a realtor...where can I get my house on line so everyone can see the house...or should I just
Hello!
I do agree with a couple of the quicker answers in that it is ironic you are asking Realtors on a Realtor web site how to sell your home without a Realtor!
As many people say w ... more
0 votes Share Flag Wed Oct 15, 2014 Home Buying in 60564
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Got caught in the economy, looking at options.
Hello:

We may be able to help you with financing as long as your credit scores are good and you can get a gift for downpayment. Please email or call me so we can discuss.

I look ... more
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Naperville
Bev West, Real Estate Pro in 80634
Bev West answered:
Does writing a note to the seller really help the situation if you really like a home? Would it have any effect on their decision?
Depends on the seller. Some sellers could get turned off by a note. Some already have their mind on what they need out of the sale. Knowing it is a business transaction, letters may ... more
0 votes Share Flag Fri May 16, 2014 Home Buying in Naperville
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
When considering a FHA loan, if there has been a prior foreclosure, what date is considered as the date of foreclosure?
Hi Steve,

Ken's answer is correct. If your time frame is less than that, you may want to consider a program that I and a few others are offering called the "Back to Work" program whi ... more
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Naperville
Elizabeth Bo…, Real Estate Pro in Cambridge, MA
Elizabeth Bolton answered:
what is Section 8 housing? How do you qualify and how much can you receive?
It's a federal program, administered locally, that provides rent subsidies for low income tenants. There should be a housing authority in your town or city where you can apply. I belie ... more
0 votes Share Flag Tue Mar 25, 2014 Home Buying in Naperville
Kenneth Gerr…, Real Estate Pro in Naperville, IL
Kenneth Gerrans answered:
I have a house in zip code 60443. The market is very bad there. I am planning to move to Naperville. I am not sure if banks exchange properties??
Hi,

This is an unusual request...and one that, if it were even possible, certainly wouldn't benefit you.

You will have more options if you have a strong equity position in you cur ... more
0 votes Share Flag Fri Jan 24, 2014 Home Buying in 60540
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
Looking for investor to buy a certain home for me in oswego and work out details. Will need to 2 years before i can secure a mortgage.?
Follow this link, http://www.hyperionhomes.com/. I have seen Hyperion Homes LLC helped "not quite ready" Home Buyers.
0 votes Share Flag Wed Jan 15, 2014 Home Buying in Naperville
Bob Hoyer, Real Estate Pro in Naperville, IL
Bob Hoyer answered:
My home @ 158 E Bailey, A is not on the market, therefore the pictures should be removed here...not sure why you have pictures available of my home?
The only unit listed for sale by a realtor at 158 E. Bailey ( Olive Trees ) is unit E. Truilia shows it as unit L which is also incorrect. I advised the listing agent.
0 votes Share Flag Tue Jan 14, 2014 Home Buying in Naperville
Charlotte O'…, Real Estate Pro in Naperville, IL
Charlotte O'connor answered:
SFH in CSD 203 NNHS under $225K?
Hi,
You do need an experienced broker in the Naperville area to help you find what you are looking for. I could say a;; the same things these other brokers have said and they are right ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in 60540
Pam Peterson, Real Estate Pro in Naperville, IL
Pam Peterson answered:
Buy ( Lease with option to buy, max 1 yr) , in Naperville, IL, 204 School district around 200 k to 400 K. Good schools.
I can definitely help you find that diamond in the rough. I'm a skilled investor myself, which is definitely a must have in the Naperville market.

I've lived in Naperville for 21 ye ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Naperville
Pam Peterson, Real Estate Pro in Naperville, IL
Pam Peterson answered:
Is there any single family house built after 2000 within 15 minutes drive from naperville downtown?
Absolutely. I would love to aid you in finding the perfect place.

I've lived in Naperville for 21 years - It's a great place to live, please give me a call; I would love to work wi ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Naperville
Pam Peterson, Real Estate Pro in Naperville, IL
Pam Peterson answered:
Is it sellers responsibility to conduct radon test? Thank you, LK
As it relates to Radon - it's by agreement whom will pay for it. I've seen sellers and buyers both pay - as agreed.

I've lived in Naperville for 21 years - It's a great place to li ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Naperville
Pam Peterson, Real Estate Pro in Naperville, IL
Pam Peterson answered:
I am first time home buyer and looking for homes around 400K with good schools and nearby metra for easy commute to downtown.
I've lived in Naperville for 21 years - It's a great place to live, please give me a call; I would love to work with you.

Pamela Peterson
Broker Associate
RE/MAX Action (630)803 ... more
0 votes Share Flag Mon Nov 11, 2013 Home Buying in Naperville
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