34251 : Advice

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Mark R. Barr…,  in Bakersfield, CA
Mark R. Barrett answered:
What does my credit score need to be for a $175,000 loan?
For conventional loans you need 620 FICO then your total debt with house payment (DTI) compared to your average gross income over the past 2 years** needs to be under 45% and maybe lowe ... more
0 votes Share Flag Wed Mar 25, 2015 Credit Score in 34251
Keith Manson-…,  in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
bought house for 285K put 40K down, 4 months ago did a modification with Credit Union. Ballon at 2yrs for 234K. Should we bail now?
Why would you want to do this? If you are concerned about maturity date it might be time to look for a refi. Or try to work more with the credit union to see what you need to do the e ... more
0 votes Share Flag Mon Jan 18, 2010 Foreclosure in 34251
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