Call you mortgage lender to figure out what will work best for you and your needs.
Howard Hanna Real Estate,
Your loan choice will be dependent on your needs, the type of home and your qualifications. If you're buying a condo, more than likely, you will need to use a conventional loan, since most condo associations do not approve for FHA lending.
I would be happy to discuss this with you in more detail and refer a lender to you to help you find the best loan for your needs.