I read your post below and noticed you said your interested in renting now and purchase later. I'll be glad to assist you with that when you arrive to Vegas; as well as aligning you with a credit repair professional. You can visit my website below and view rental properties:
Have a wonderful day.
Vegas International Properties
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.
It is unlikely you could be approved for mortgage financing with that credit score at this time.
Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.
First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.
Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.
I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website.
Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE.
The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.
The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.
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I assume you plan on buying instead of renting.
If that is the case you should get pre-qualified
with a mortgage broker, try Barbara Estes @
WJ Bradley Mortgage. Phone 702-281-0122
If I can be of further assistance and answer
Any of your other questions please contact me
Realty One Group
CERTIFIED FOORECLOSURE ALTERNATIVES CONSULTANT (CFAC)
I KNOW LAS VEGAS AND HAVE FOR OVER 40 YEARS http://www.jimmybalsano.com
Please call me at your earliest convenience or you can email me. I can send you a few properties after that so you can review.
Thanks so much.
Realty One Group
I have helped many people from out of state and would be happy to help you.
Give me a call when you have a moment....The more information that I have about your situation,..the better service I will be able to give you.
Contact info is below,...
Also,.... you can start shopping for homes now by registering for free to my website at http://www.HanksLVRealestate.com
Feel free to call or email me at anytime....!!
Hank Lauzon III
Your Las Vegas Realtor
Signature Real Estate Group
9525 Hillwood Drive #120
Las Vegas, NV 89134
Web : http://HanksLVRealestate.com
Never look down on anybody...unless you're helping them up.
The average length of time to buy a home from the day you start looking to the day it closes is about 6 months, so if you have no flexibility in your moving date, it is important that you start now, whether it is renting at first or buying.
If I can be of any assistance please feel free to call me at 702-900-6279.
I am a local Lender here in Las Vegas...
If you are not working with a Lender yet, I can assist you in determining your maximum loan pre-approval amount. Depending on your qualification, I might be able to provide Lender credit that can lower your funds needed for closing costs.
Email or give me a call so I can guide you to the right direction.
If I can help you in any way, please email me at firstname.lastname@example.org. My very best, Becky