Absolutely do not rent to own. it is not a good financial decision. Please call me at 1-859-983-9107 to discuss your options. I have sold lots of homes to single parents and know the loan programs that can get you in home for very little money. I closed a house last week that the buyer put in less than $500.00.
You need to look into ky housing and see if withe number of children that you have if your income would qualify you for free down payment assistance. If so the you can take the payment you would normally pay in rent and start building equity in your own home instead of your landlords. Text or call me and I will walk you through the entire home process. Stacy. 859-494-1558