Financing in Monterey County : Advice

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H1B, Home Buyer in 93907
H1B answered:
FHA financing for legal non-resident alien.
Hi everyone.
it has been a long time since I posted this question back on Nov 2013. For informative purposes and because I know there are people like me looking for an answer to simila ... more
0 votes Share Flag Sat Mar 29, 2014 Financing in Salinas
Jason Walter, Real Estate Pro in Sacramento, CA
Jason Walter answered:
whats is cost to replace a roof on a 3,000sq ft house?
Try calling a local roofer. Most of them would be happy to give you a free estimate.
0 votes Share Flag Fri Dec 6, 2013 Financing in 93923
Rose Evers, Real Estate Pro in Carmel Valley, CA
I've been working with a buyer for months to find a condo. It's been a big challenge because in his price range - $150K - he's in competition with cash investors. So it was heartening - thrilling really… Read more
Blogged Fri Nov 29, 2013 by Rose Evers Home Buying Financing Military Movers
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Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
Is Fremont Bank's no closing cost, 4.875% 30 yr fixed loan sounds alright ?
Rates have gone up so you won't be getting the low rates like before, unless they go back down again, but for now that isn't too far off.

Contact me if you want me to check on lowe ... more
0 votes Share Flag Wed Jul 17, 2013 Financing in 93906
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What % down do I need to buy a rental property and how much higher will my mortgage rate be?
You will need 20% down or $15% down on purchase of HomePath approved homes. Rates depend on Fico Scores although we offer 3%-4% 30 yr fixed rate loans with minimum 580 fico score with o ... more
0 votes Share Flag Sun Sep 16, 2012 Financing in Monterey
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Is it true that it is now virtually impossible to get financing for manufactured home, even on a permanent foundation, in California?
For any with similar questions. We do with 3.5% down and minimum 640, 10% down with lower than 640 fico in CA only. We specialize in Under 640 Fico Score Loans as well as many loan pro ... more
0 votes Share Flag Sun Sep 16, 2012 Financing in Monterey
Leslie Deluca, Real Estate Pro in Monterey, CA
The housing market in Monterey County is heating up.  Don't be left out in the cold.  If you are serious about buying a house there are important steps you must take to be successful.    GET… Read more
Blogged Fri Jun 15, 2012 by Leslie Deluca Market Conditions Home Buying Financing
Leslie Deluca, Real Estate Pro in Monterey, CA
http://www.homesforsaleinmontereycounty.com/ COSTCO OFFERING HOME MORTGAGE LOANS!! COSTCO OFFERING HOME MORTGAGE LOANSBesides bulk mayonaise, flour, frozen items, and bakery goods...Costco has joined… Read more
Blogged Tue May 1, 2012 by Leslie Deluca Home Buying Financing
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Leslie Deluca, Real Estate Pro in Monterey, CA
How To Set Yourself Up To Succeed When Buying A Home There are not any secrets to home ownership.  There are steps one must take to be successful and if you get yourself into a strong buyer's position, your… Read more
Blogged Tue Apr 24, 2012 by Leslie Deluca Home Buying Financing How To...
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Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
When can purchase BofA forgetting about Notice of Default which was in 2/09 and evicting and padlocking home 1/09 and foreclosed 10/11? Credit is good
You will likely have to wait until October 2014 to qualify for any type of standard bank loan. FHA is the fastest wait which is 3 years. If your a veteran VA only requires 2 yrs. The ... more
0 votes Share Flag Thu Apr 19, 2012 Financing in Soledad
Leslie Deluca, Real Estate Pro in Monterey, CA
DeLuca Real Estate PRESENTS:Co-Sponsored by:Blue Adobe MortgageTHE AMAZING MONTEREY HOME BUYER'S TOURMeeting Place: 150 Mar Vista Drive(Elks Lodge Parking Lot)When: March 17, 201210:00 a.m. -1:00 p.m.Have… Read more
Blogged Wed Mar 7, 2012 by Leslie Deluca General Area Home Buying Financing
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Gege Winton, Real Estate Pro in Albuquerque, NM
Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.  But upheaval on Wall Street, unacceptable rates of… Read more
Blogged Fri Feb 10, 2012 by Gege Winton Financing Foreclosure Property Q&A
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LAUREL JAQUES, Real Estate Pro in Pacific Grove, CA
LAUREL JAQUES answered:
cost of repair request built in to mortgage amount?
Another suggestion may be requesting the seller (the bank) to give you a reduction in your purchase price if you are already in escrow. If the repair issues were evident without inspect ... more
0 votes Share Flag Mon Feb 6, 2012 Financing in 93923
Leslie Deluca, Real Estate Pro in Monterey, CA
CitiMortgage has stepped up to the plate to help distressed homeowners who need to sell their home.  If your home is worth less than what you owe, you don't know what to do, I would love to explain… Read more
Blogged Thu Jun 30, 2011 by Leslie Deluca Home Selling Financing Foreclosure
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Angela Manatt, Real Estate Pro in Carlsbad, CA
Do you want to buy a home or investment property but like most folks no longer have great credit due to hardship, foreclosure or short sale?Or Are you just self employed with excellent credit but frustrated… Read more
Blogged Sun Feb 13, 2011 by Angela Manatt Financing
Frank Manduj…, Other/Just Looking in Fresno, CA
Frank Mandujano answered:
Is this a good time for FHA mortgage refinancing?
Dear home owner,

FHA is probably the best way of refinancing your home if you should qualify. Of course a conventional loan is also excellent. As for the zero cost refinancing--I a ... more
0 votes Share Flag Mon Dec 6, 2010 Financing in Salinas
Barbara Smith, Real Estate Pro in Carmel, CA
A slower finance has supplied some good advantages to homeowners. Banks are proposing agreements on refinancing and new mortgages as they contend for your business. Choosing… Read more
Blogged Wed Nov 24, 2010 by Barbara Smith Home Buying Financing Home Insurance
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Robert Zolatn, Real Estate Pro in 91601
Hard money investors are jumping on this opportunity to pick up choice investments at very secured level that can be observed on http://www.lendinguniverse.com brokers who specializing in hard money are… Read more
Blogged Thu Jul 29, 2010 by Robert Zolatn Financing
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Lori Jakubow…, Real Estate Pro in Monterey County, CA
Lori Jakubowski answered:
What are come creative ways to come up with a down payment in this market. I have only $10,000 so far and
FHA financing requires 3.5% down based on the purchase price. So it really depends on the purchase price of the property you would like to buy. Like some of the other posts...you can ... more
0 votes Share Flag Mon Jun 14, 2010 Financing in Monterey
Jeanne Feeni…, Real Estate Pro in Basking Ridge, NJ
Jeanne Feenick (908) 337-0943 answered:
I purchased my first house 8 months ago using FHA at 5.25%. Can I refinance now to lower my mortgage loan interest ?
Perhaps, but you must talk to your current lender and also investigate your refi options. Be sure that the costs to refinance do not eat up any savings you are hoping to achieve.

Go ... more
0 votes Share Flag Fri Mar 26, 2010 Financing in Salinas
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