Home Buying in Monroe County : Real Estate Advice

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Judgej27, Both Buyer and Seller in New York, NY
Judgej27 asked:
Im 64 and my husband is 62 can we buy a house at our age.? I did own a house for about 9yrs. Then it eeny into foreclosure due to a layoff. The economy
0 votes Share Flag Thu May 26, 2016 Home Buying in Rochester
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
Do I need all my credit cards paid off to qualify for a home loan, mortgage loan.?
It really depends how much debt you have relative to your income and to your credit limit. Ideally, yes you want those paid off. Why would you want to take on a six figure loan when you ... more
0 votes Share Flag Thu May 19, 2016 Home Buying in Rochester
Grandma5207, Home Buyer in New York, NY
Grandma5207 asked:
Do I need all my credit cards paid off to qualify for a home loan, mortgage loan.? I have credit cards with balances need to be paid off..
0 votes Share Flag Thu May 19, 2016 Home Buying in Rochester
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
Can I get my deposit back on a house a made? We aren't getting our house anymore due to finical issues.
You are bound by the terms of the contract you signed. Did you have a financing contingency? Review your contract with your agent or lawyer.

Don't Let Them Make a Monkey Out of You! ... more
0 votes Share Flag Thu Apr 28, 2016 Home Buying in Brockport
Bryana, Home Buyer in Brockport, NY
Bryana asked:
Can I get my deposit back I made on a home? We got our offer accepted, our mortgage accepted. But money issues came up where we won't be able to afford the monthly cost of the home. We haven't sent in any paper work after…
0 votes Share Flag Thu Apr 28, 2016 Home Buying in Brockport
homefront, Home Buyer in Rochester, NY
homefront asked:
crime around this home
0 votes Share Flag Sat Mar 26, 2016 Home Buying in Rochester
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
First time home buyer, FHA approved already need to bring $25,000 (includes down payment) to closing. Is there any assistance with just closing cost?
You should ask the seller to cover some of your closing costs. FHA permits them to pay up to 6% of the purchase price towards your closing costs and prepaid items like taxes and insuran ... more
0 votes Share Flag Sun Mar 13, 2016 Home Buying in Rochester
Sunny Mishra, Home Buyer in Rochester, NY
Sunny Mishra answered:
can a buyer speak directly to the seller's listing agent even though they have a real estate agent representing them?
you may try this http://www.presskr.com/category/Real-Estate/42
0 votes Share Flag Thu Feb 25, 2016 Home Buying in Rochester
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I have bad credit and have a seller that wants me to assume their mortgage is that possible
For mortgages that are assumable, the person assuming the mortgage must be able to qualify for that loan. That means a review of income, assets, AND credit. You'll need to meet the lend ... more
0 votes Share Flag Thu Feb 18, 2016 Home Buying in 14602
MCM_STL, Home Buyer in Saint Louis, MO
MCM_STL answered:
any way we could search by school district?
I really only like the Realtor.com app for searching for real estate and it does allow for district-based searches.
0 votes Share Flag Fri Feb 5, 2016 Home Buying in Hilton
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Mortgage for Foreigners
As a former realtor in New York you have several issues:

1.After receiving your PhD degree, you will either have to sell the house or rent it. You will not be allowed to work in the ... more
0 votes Share Flag Thu Jan 28, 2016 Home Buying in Rochester
Kathy Burgre…, Home Owner in Westchester, NY
Kathy Burgreen answered:
Why can't I buy a house if the house I previously had went into chapter 7 bankruptcy over 3 years ago but it hasn't gone into foreclosure?
The main issue is your credit. Lenders need a minimum credit score before giving you a mortgage and with any short sale or foreclosure, your credit takes a hit. There is also a waitin ... more
0 votes Share Flag Sat Jan 16, 2016 Home Buying in 14616
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
How long should it take for the USDA to approve an appraisal in upstate NY?
I would contact your lender they will be able to answer you how long it should take. Best of luck
0 votes Share Flag Wed Oct 21, 2015 Home Buying in 14559
Dirtylostx42…, Home Buyer in New York, NY
Dirtylostx42055 answered:
how do I go about finding out what I qualify for, (price) and first time home buyer?
I would like to buy a foreclose home cash cost $80,000 is it possible
0 votes Share Flag Fri Sep 18, 2015 Home Buying in 14622
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
how to remove a listing and pictures of home from trulia after house is sold?
Trulia does not eidt ir remove listings, you need to contact the listing agent and have them edit or remove it,.
0 votes Share Flag Tue Sep 1, 2015 Home Buying in 14580
Bobbihjelmha…, Home Buyer in Los Angeles, CA
Bobbihjelmhaug asked:
My husband and I have been under contract for 4 months on a foreclosed home listed by an REO. There have been many obstacles...a lost abstract, using A 203k to cover repairs.....and now the REO realized the title was never put in their name!!! Citibank never transferred the title when they sold the loan to the REO. They were going…
0 votes Share Flag Fri Aug 14, 2015 Home Buying in 14580
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