Home Buying in Monroe : Advice

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Michele Mill…, Real Estate Pro in Conyers, GA
Michele Miller answered:
Wife has a CS of 664 but had 2 late payments on credit card and was told by Wells Fargo they would probably deny her for that, First time home buyers.
There are loan programs out there for those with lower credit scores, but you may want to consider contacting a mortgage broker to do the lender shopping for you , and get you the best ... more
0 votes Share Flag Yesterday at 2:28pm Home Buying in Monroe
Ginny VanOos…, Real Estate Pro in Loganville, GA
Ginny VanOostrom answered:
What is the Ga. Dream home credit score requirement?
Feel free to contact my preferred lender! He can answer any questions you may have about Georgia Dream.
Lucas Dukes
Mortgage Banker
706.438.5195 Office
866.913.0692 Fax
404.969.744 ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in 30655
Ethan Atkins…, Real Estate Pro in 30622
Ethan Atkinson answered:
Lease Purchase Option???
Yes you can, but you will still have to have 5% down payment based on the purchase price most likely. If the owner is giving you that 5% or if you are agreeing on say $100k price, but ... more
0 votes Share Flag Thu Sep 5, 2013 Home Buying in Monroe
Robbie Thomas, Real Estate Pro in 30601
Robbie Thomas answered:
What is the minimum credit score to be approved for a 50,000 mortgage?
Most lenders want a credit score of at least 640 for an FHA although just yesterday one said they could do a 620. Give me a call and we will do lunch and discuss further.
Rob ... more
0 votes Share Flag Wed Jul 24, 2013 Home Buying in 30655
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Does the Ga. Dream program require above a certain credit score? How can I get a home loan with low credit?
Hi Crystal,
Yes, the minimum credit score required for a GA Dream mortgage is a 620+ FICO. Credit scores obtained online through the various credit website very seldom give the same c ... more
0 votes Share Flag Fri May 3, 2013 Home Buying in 30655
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I just found out about the Georgia Dream Loan, and I was trying to find out more info.
GA Dream requires that all borrowers on the mortgage be a First Time Home Buyer. This is defined as they cannot have been on title to another property in the last 36 months. If your h ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Monroe
Marc D'Angelo…, Real Estate Pro in Roswell, GA
Marc D'Angelo - Lender answered:
Hi, I need help in finding a loan company that will finance a small amount of money. The house is $30,000
As long as you are going to live in the home I have no minimum loan amount with my bank. Call me 7 days a week.

Marc D’Angelo
Mortgage Banker
404.925.8291 Cell
678.985 ... more
1 vote Share Flag Wed Feb 6, 2013 Home Buying in 30655
Solomon Gree…, Real Estate Pro in Duluth, GA
Solomon Greene answered:
I have been told by a realtor that it is not possible to get a mortgage on a foreclosed home that is not technically move in ready, is this true?
The type of sale, foreclosure or not, does not matter. The first thing to consider is the type of loan that you are using to make the purchase. There are minimum property standards base ... more
0 votes Share Flag Fri Nov 30, 2012 Home Buying in Monroe
Debbie Jones, Real Estate Pro in Monroe, GA
Debbie Jones answered:
how much should i bib on a house that needs alot of work like carpet paint and the patio needs repaired has a big place out in it where a hot tub was?
The Hud homes are usually priced with the condition in mind. Don't discount the sales price by the amount of repair costs. Have your agent to do a market analysis on the property ... more
1 vote Share Flag Fri Apr 16, 2010 Home Buying in Monroe
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